Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Working with Alicia was phenomenal. We are so grateful for her and her team. Without her expertise we would have not been able to be Maryland homeowners. We are forever grateful for your help. Thank you!
Reply from Alicia Harkowa
October 23rd, 2024 11:05 PM
Thank you so much for your kind words, Eric! I'm so glad to hear that you had a positive experience with me and my team at NFM Lending. Our goal is always to make the homeownership journey as smooth and successful as possible, so it's wonderful...
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Alicia Harkowa at NFM Lending has received a review with 5 star rating from Dickson K
Reply from Owner
October 23rd, 2024 10:59 PM
Thank you Dickson
It's cordial and professional, things are done in clarity and open. Communication regarding official business was fast and attended to in a timely manner. 👌
Reply from Alicia Harkowa
October 22nd, 2024 05:45 PM
Hi Dickson, I'm incredibly grateful for your kind words and fantastic star rating. It was an absolute pleasure working with you. At NFM Lending, quick, clear, and open communication is what we aim for, so it's wonderful to hear you felt that...
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Working with Alicia and her team was seamless. Always there to answer any questions and emails were returned so quick. Would definitely recommend!
Reply from Alicia Harkowa
October 20th, 2024 01:28 PM
Thank you Lisa, Wishing you many happy years in your new beautiful home. Welcome to the community
Alicia Harkowa at NFM Lending has received a review with 5 star rating from Nadia W
Reply from Owner
October 20th, 2024 01:28 PM
Thank you Nadia, wishing you many happy years in your new home
Alicia Harkowa did an amazing job she went above and beyond to help me to reach my gold as a first time home own I thank her and her assistant for all what they have done for me Thank you Alicia you’re the best.
Reply from Alicia Harkowa
October 11th, 2024 09:38 PM
Thank you Nadia, wishing you and your family many happy years in your new home.
Made loan process seamless and very easy to understand each step of the process.
Reply from Alicia Harkowa
October 11th, 2024 01:49 PM
So excited for you guys. Wishing you many happy years in your new home.
Everyone was nice and answered all of my endless questions promptly. I had heard buying a house is stressful but my process was very easy
Reply from Alicia Harkowa
October 3rd, 2024 01:43 PM
Congratulations, we are so excited for you. Enjoy your new home for years to come
Great responses to questions, friendly
Reply from Alicia Harkowa
October 20th, 2024 01:30 PM
Thank you John, Wishing you many happy years in your new home.
Pleasurable.
Reply from Alicia Harkowa
October 20th, 2024 01:30 PM
Thank you, wishing you many happy years in your new home.
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
