Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Tiffany S
    Posted on November 29th, 2024 01:06 PM
    Alicia Harkowa at NFM Lending has received a review with 5 star rating from Tiffany S
    Reply from Owner
    December 2nd, 2024 04:01 PM
    Congratulations on your new home.
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    Tiffany L T
    Pasadena, MD
    Posted on November 29th, 2024 01:05 PM
    Fast and easy comminication, emails weren't overbearing, easy to understand
    Reply from Alicia Harkowa
    December 2nd, 2024 04:02 PM
    Congratulations on your new home, Wishing you many happy years to come.
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    Ashley W
    Glen Burnie, MD
    Posted on November 22nd, 2024 04:02 PM
    The time and knowledge was greatly appreciated.
    Reply from Alicia Harkowa
    November 22nd, 2024 08:30 PM
    I'm so glad to know you appreciated the time and knowledge shared during the process, Ashley. Your positive feedback means a lot to me. Remember, I'm here at Main Street home loans for any further assistance you might need. Thank you for the...
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    Darren A B
    Catonsville, MD
    Posted on November 21st, 2024 02:19 PM
    Very responsive, great at communication and kept the process as stress free as possible.
    Reply from Alicia Harkowa
    November 21st, 2024 02:51 PM
    Thank you so much for your kind words, Darren. I'm delighted to hear that you had a positive experience with us at Main Street Home Loans. Keeping the process stress-free and maintaining open communication are indeed high priorities for us....
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    Jordan H
    Posted on November 7th, 2024 04:46 PM
    “NFM Lending was fantastic to work with. They where professional, patient, and supportive throughout the entire process. They took the time to explain each step, making sure I felt comfortable and informed. Their expertise and guidance made...
    read more
    Reply from Owner
    November 21st, 2024 02:52 PM
    Thank you, Jordan, for such a glowing review. I'm thrilled to hear that your experience with Main Street Home Loans was smooth, stress-free, and informative. Ensuring our clients feel comfortable and supported throughout the process is our...
    read more
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    Jordan D H
    Aberdeen, MD
    Posted on November 7th, 2024 04:45 PM
    “NFM Lending was fantastic to work with. They where professional, patient, and supportive throughout the entire process. They took the time to explain each step, making sure I felt comfortable and informed. Their expertise and guidance made...
    read more
    Reply from Alicia Harkowa
    December 2nd, 2024 04:02 PM
    Congratulations on your new home. Wishing you lots of happiness ahead
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    Richard B C
    Grasonville, MD
    Posted on November 4th, 2024 01:53 PM
    Smooth transaction
    Reply from Alicia Harkowa
    November 4th, 2024 01:58 PM
    I'm thrilled to hear that your transaction went smoothly, Richard! It was my pleasure to assist you and I always strive for the best service for my clients. I'm so glad I could live up to that for you at Main Street Home Loans. Remember, if...
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    JENNIFER S C
    Grasonville, MD
    Posted on November 1st, 2024 12:10 PM
    A kind, understanding team of professionals who make what 'could be' a stressful process, smooth & efficient. As someone in the industry for over two decades, Ms. Harkowa's product knowledge and relatable demeanor, stand out among her competition....
    read more
    Reply from Alicia Harkowa
    November 1st, 2024 12:34 PM
    Thank you so much Jen, we are so excited to welcome you and your family back to Maryland. Of all of the professionals in this industry you could have chose to help, I am honored that you chose me. Welcome Home!!
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    Kaleb R S
    Odenton, MD
    Posted on October 28th, 2024 03:13 PM
    They were excellent to work with. Fast to communicate and made the entire process easier than I could have asked for.
    Reply from Alicia Harkowa
    October 28th, 2024 03:51 PM
    Congratulations, I could not be more excited for you with your new home!!! Many happy years to come.
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    Marina W
    Posted on October 23rd, 2024 10:41 PM
    Thank you Alicia and Main Street for your exceptional help! With your help we are first time Maryland homeowners.
    Reply from Owner
    October 24th, 2024 03:39 PM
    You are so welcome. Happy for you and your family. Welcome back to MD :)
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.