Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    J
    James M
    Severn, MD
    Posted on December 27th, 2024 12:00 AM
    Alicia, came highly recommended by my real estate agent who I loved. So I went with her team. She definitely took care of us. I had lots of questions, and she had answers. Behind the scenes you did all her paperwork, so I never had to wait...
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  • Zillow
    F
    Faymelville
    Severn, MD
    Posted on December 27th, 2024 12:00 AM
    My experience with Alicia Darlene Harkowa was great. As a first time homebuyer, she answered any and every questions I had in a timely manner. I will definitely be reaching out to get again when I'm ready to buy my next home.
  • Zillow
    M
    Michelle J
    New Windsor, MD
    Posted on December 27th, 2024 12:00 AM
    Alicia and her team were amazing to work with from start to finish! She and her team are very professional and knowledgeable. They're the best in the industry!
  • Zillow
    U
    User36235594
    Baltimore, MD
    Posted on December 27th, 2024 12:00 AM
    Alice was very knowledgeable and hands on. I felt like she cared and worked really hard to get me in my home. I am very pleased with how hard she worked on my approval.
  • Zillow
    W
    Wendy A G
    Glen Burnie, MD
    Posted on December 27th, 2024 12:00 AM
    Alicia was knowledgeable about the home buying process, and the complex mortgage lending. She led us through the process, answered all our many questions, and made us feel like we were as important as family. We were in expert hands with Alicia....
    read more
  • Zillow
    C
    Cherylhspencer
    Columbia, MD
    Posted on December 27th, 2024 12:00 AM
    Alicia and her team are very knowledgable about the loan process. They walked us through the process from the application to closing. The best part is we were able to close early, thanks to Alicia’s team.
  • Zillow
    C
    Chantele J
    Cockeysville, MD
    Posted on December 27th, 2024 12:00 AM
    Quick, knowledgeable, responsive, and creative. Every member of Alicia's team was professional, timely, and in sync with one another. I felt very confident the entire way.
  • Encompass
    E
    Edwin C
    Glen Burnie, MD
    Posted on December 10th, 2024 11:11 AM
    The whole process was very smooth. Any f Doubts that i had was always cleared up. Very friendly but professional. I do not have any complaints.
    Reply from Alicia Harkowa
    December 9th, 2024 04:14 PM
    Thank you Edwin congratulations
  • google
    E
    Edwin C
    Posted on December 9th, 2024 04:06 PM
    Smooth process, very professional and always responsive when we had any doubts.
    Reply from Owner
    December 10th, 2024 03:00 PM
    Congratulations. We are so happy for you and your family.
  • Encompass
    N
    Nicole D B
    Glen Burnie, MD
    Posted on November 30th, 2024 06:58 PM
    Great experience
    Reply from Alicia Harkowa
    December 2nd, 2024 04:01 PM
    Congratulations to you on your new home. Wishing you many years of happiness!!
  • 221–230 of 481
    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
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    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.