
Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...

As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Alicia, came highly recommended by my real estate agent who I loved. So I went with her team. She definitely took care of us. I had lots of questions, and she had answers. Behind the scenes you did all her paperwork, so I never had to wait...
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My experience with Alicia Darlene Harkowa was great. As a first time homebuyer, she answered any and every questions I had in a timely manner. I will definitely be reaching out to get again when I'm ready to buy my next home.
Alicia and her team were amazing to work with from start to finish! She and her team are very professional and knowledgeable. They're the best in the industry!
Alice was very knowledgeable and hands on. I felt like she cared and worked really hard to get me in my home. I am very pleased with how hard she worked on my approval.
Alicia was knowledgeable about the home buying process, and the complex mortgage lending. She led us through the process, answered all our many questions, and made us feel like we were as important as family. We were in expert hands with Alicia....
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Alicia and her team are very knowledgable about the loan process. They walked us through the process from the application to closing. The best part is we were able to close early, thanks to Alicia’s team.
Quick, knowledgeable, responsive, and creative. Every member of Alicia's team was professional, timely, and in sync with one another. I felt very confident the entire way.
The whole process was very smooth. Any f
Doubts that i had was always cleared up. Very friendly but professional. I do not have any complaints.
Reply from Alicia Harkowa
December 9th, 2024 04:14 PM
Thank you Edwin congratulations
Smooth process, very professional and always responsive when we had any doubts.
Reply from Owner
December 10th, 2024 03:00 PM
Congratulations. We are so happy for you and your family.
Great experience
Reply from Alicia Harkowa
December 2nd, 2024 04:01 PM
Congratulations to you on your new home. Wishing you many years of happiness!!
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.