Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Everything was very quick and responsive. Helped with any questions I had and made the process as easy as possible.
Reply from Alicia Harkowa
January 19th, 2025 04:59 PM
Congratulations. We are so happy for you. Enjoy your home for years to come
Alicia and her team at Main Street Home Loans were instrumental in the purchase of our first home. Alicia's customer service was beyond our expectations, and she always took the time to answer the many questions we had about the process. She...
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Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words. Wishing you many happy years in your new home
Alicia and her team would be the only Lender I would highly recommend to family and friends. The Main Street Team provided a stellar experience, educating (no question was a dumb question, no matter how many times I asked it) and communicating...
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Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words, it was a pleasure helping you get into your new home.
Alicia and her team were very helpful and knowledgeable. Alicia answered all of my questions and was very quick to respond. I would highly recommend Main Street Home Loans to anyone.
Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words, it was a pleasure helping you and wishing you many happy years to come
Alicia was wonderful: professional friendly, enthusiastic and very well-educated in her field. MY husband & I were retired. We had been in our home for 45 years; had put a lot of work into the house structure; but the neighborhood continued...
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Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words, it was a pleasure helping you and your husband get into your new home.
Alicia was recommended to me by my realtor and she made the home buying process easy. Alicia is extremely knowledgeable and very professional. I went to closing 30 days after I viewed and submitted my contract. I look forward to working with...
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Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words,, wishing you many happy years to come
Our experience with Alicia and her team was great, she was very helpful and patient while we were trying to make a decision. She advised us on how to get the best loan for us and finally helped us get our dream home. We are so thankful to have...
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Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words, my team and I strive to make sure clients understand the process, so glad to here we acheived that, wishing you many happy years to come
Excellent customer service, I was able to get answers to my questions right away. If I were to email, text or call i was able to speak to Alicia about anything I needed. Paperwork and submitting documents is so much to do but I was guided well...
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Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words, wishing you many happy years to come
As a real estate broker, I work with hundreds of lenders. When it came time for my own selection for our family there was no other contender than Alicia Harkowa! Her professionalism, market knowledge and easy-to-understand nature makes one...
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Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words, it was a pleasure helping you get into your new home.
Alicia was one of lenders on a list our realtor provided us. However, she highly recommended Alicia. We reached out to her and another lender with questions before we submitted our application. Her and her team were very prompt at responding...
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
