Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Quick and easy. everyone knows what they are talking about . communication is quick and through. Great team
Reply from Alicia Harkowa
February 9th, 2025 05:24 PM
Andrew, thanks so much for the wonderful review! It means a lot to me and the team at Main Street Home Loans. We really strive to make the process as smooth and straightforward as possible, so I'm thrilled to hear it was quick and easy for...
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Alicia Harkowa at NFM Lending has received a review with 5 star rating from Hannah W
Reply from Owner
February 11th, 2025 04:30 PM
Thank you and congratulations on your new home.
Alicia was awesome throughout the entire process. Everything was simple and well explained. If we hit any snags or forks in the road, she and her team were able to help us and figure it out without any sort of hassle.
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Reply from Alicia Harkowa
February 8th, 2025 03:50 PM
Hannah, thank you so much for your kind words! It was a true pleasure working with you, and I'm so glad I could help make the process smooth and easy. We appreciate you choosing Main Street Home Loans and trusting our team to navigate any bumps...
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Great job all around, no complaints!
Reply from Alicia Harkowa
February 11th, 2025 04:31 PM
Thank you and Congratulations on your new home.
Alicia and her team were amazing! As a first time home buyer they guided through the whole process. They were kind and empathetic. I felt like I was talking to a friend than someone I was doing business with!
Reply from Alicia Harkowa
February 3rd, 2025 03:24 PM
Shyama, your words are truly touching. As a team, we strive to make every client feel comfortable and informed, especially first-time homebuyers. It means the world to me that you felt like you were talking to a friend throughout the process....
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Alicia Harkowa at NFM Lending has received a review with 5 star rating from Hafsa K
Reply from Owner
February 11th, 2025 04:31 PM
thank you
alicia was amazing
Reply from Alicia Harkowa
February 11th, 2025 04:31 PM
Thank you
Very communicative, very professional, and very responsive!! Willing to explain some real estate terms…she shows very caring and gave me great advice! Highly recommended! Thank you! A plus!
Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words it was a pleasure assisting you into getting into your new home.
Alicia was extremely responsive, patient and well informed. I really appreciated how quickly she was able to respond to my many questions and did so gracioulsly.
Reply from Alicia Harkowa
January 23rd, 2025 08:13 PM
Thank you for the kind words Michael, I hope you enjoy your home for years to come. Congratulations !!
I had an amazing experience working with NFM Lending, and I can’t say enough good things about Alicia and her team! Alicia was incredibly helpful throughout the entire process. She was always pleasant to work with, quick to respond to any questions,...
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Reply from Alicia Harkowa
January 19th, 2025 04:56 PM
Thank you so much for your wonderful review, Jhonatan! I'm thrilled to hear that you had a great experience with NFM Lending and that my team and I were able to make the process smooth and stress-free for you. Your satisfaction is our top priority,...
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
