Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Alicia was very helpful from the beginning to make sure everything went smoothly. She was very respectful and very quick to respond to all of my emails.
Reply from Alicia Harkowa
April 3rd, 2025 01:34 PM
I'm delighted to hear that your experience was positive and that I could assist you effectively. Your feedback is greatly appreciated, and it was a pleasure working with you.
great job very easy
Reply from Alicia Harkowa
March 27th, 2025 02:53 PM
Thank you, we are happy for you and wishing you the best of luck in your new home.
Alicia Harkowa at NFM Lending has received a review with 5 star rating from Tyler W
Reply from Owner
March 25th, 2025 02:53 PM
Thank you
They were very transparent and honest. Everything I needed to know, they had the answer to. Highly recommend.
Reply from Alicia Harkowa
March 25th, 2025 02:53 PM
Thank you for the kind words, wishing you many happy years in your new home.
Very easy to work with Alicia and the team
Reply from Alicia Harkowa
March 23rd, 2025 04:18 PM
My team and I are so happy for the two of you, wishing you many happy years to come
Alicia's help was invaluable. She qualified us, worked with us through all of the price changes and helped us to finalize and close or deal. Thanks Alicia and we have already referred our nephew to you.
Reply from Alicia Harkowa
March 14th, 2025 02:47 PM
Congratulations we are so excited for you in your new home. We appreciate you sending your nephew our way. We love referrals and happy clients.
Everyone was so helpful and flexible. We cannot reccomend them enough to everyone!!!
Reply from Alicia Harkowa
March 4th, 2025 02:54 PM
Thank you LIndsay it was amazing to work with you and your husband to get you into your new beautiful home. Enjoy it for years to come.
The best of the best- so flexible, honest, and gave us easy directions to follow electronically. Cannot recommend her and her team enough for all your home loan needs!
Reply from Owner
March 23rd, 2025 12:00 AM
Thank you for the kind words, my team and I are excited for you in this next journey. Enjoy that beautiful home.
I would highly recommend Alicia and her team at NFM Lending. They did a fantastic job!
Reply from Alicia Harkowa
February 24th, 2025 03:02 PM
Thank you Matt for the kind words. We hope you enjoy your beautiful home for years to come. We are here if you need anything
Alicia (and gang) were extrnely professional and made the entire experience swift and easy. Would absolutely work with them again !
Reply from Alicia Harkowa
February 11th, 2025 04:30 PM
Michael, your kind words mean the world to me! I'm so glad you found our team professional and that we could make your experience smooth and easy. We appreciate your recommendation and hope to have the opportunity to work with you again in...
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
