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AJ Hodge, Ruoff Mortgage - Senior Loan Officer | NMLS# 1045145 | Ruoff Mortgage NMLS# 141868 in West Chester, OH

AJ Hodge, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1045145 | Ruoff Mortga...

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I’m a Greater Cincinnati-based Senior Loan Officer helping homebuyers across Ohio, Indiana, and Florida navigate the mortgage process with clarity and confidence. Whether you’re a first-time homebuyer, purchasing your next home, refinancing... Show More
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Reviews from Web
  • Encompass
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    Blake E H
    Cincinnati, OH
    Posted on May 18th, 2026 03:59 PM
    AJ was very knowledgeable and wasn't afraid to explain loan concepts and options to me!
    Reply from AJ Hodge, Ruoff Mortgage
    May 18th, 2026 04:29 PM
    Blake, thank you for sharing your experience. I'm glad to hear that I could provide you with clear explanations about your different loan options. It was unfortunate we ran into some title issues that caused delay in closing, but thankfully...
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    Ryan H
    Posted on May 18th, 2026 12:35 PM
    AJ Hodge, Ruoff Mortgage has received a review with 5 star rating from Ryan H
    Reply from Owner
    May 29th, 2026 10:32 AM
    Thank you for the great rating, Ryan! I appreciate your support and am here if you need anything in the future.
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    Ryan R H
    Cincinnati, OH
    Posted on May 18th, 2026 12:34 PM
    AJ was always available, very knowledgable , and was a pleasure to deal with
    Reply from AJ Hodge, Ruoff Mortgage
    May 18th, 2026 04:35 PM
    Thank you, Ryan. I'm glad to hear that my availability and knowledge made your experience a positive one. It was a pleasure working with you and Abby, to buy your first home! Thank you for entrusting me and allowing me the privilege of being...
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    Joseph H
    Kettering, OH
    Posted on April 6th, 2026 05:20 PM
    AJ was wonderful to work with. He explained everything clearly and was available at any time of day when we had questions or issues arise.
    Reply from AJ Hodge, Ruoff Mortgage
    April 6th, 2026 05:28 PM
    It was a pleasure to assist you, Joe. I'm glad to hear that my explanations and availability met your needs throughout the process. If there’s anything else I can help you with, please don’t hesitate to reach out. I look forward to also working...
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    Kraig J R
    HARRISON, OH
    Posted on December 9th, 2025 03:28 AM
    Aj was on top of everything and we could of closed even earlier if the other owners would of agreed!
    Reply from AJ Hodge, Ruoff Mortgage
    December 9th, 2025 05:18 PM
    Kraig, it was my pleasure to assist you with your wife in buying your new home. Your promptness throughout the process was helpful in allowing me to get our clear to close in 3 days from application!! This actually ties my record for the fastest...
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    Charles K
    Posted on December 1st, 2025 04:46 PM
    ⭐⭐⭐⭐⭐ 5-Star ReviewI’ve worked with AJ Hodge several times now, and every single experience has been outstanding. Even when I was coming in from out of state, he coordinated everything perfectly and made the entire process smooth from start...
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    Reply from AJ Hodge, Ruoff Mortgage
    December 9th, 2025 05:20 PM
    Charles, I'm grateful for your generous words and continued trust in my services. It's been my pleasure to assist you through each transaction, and I'm glad that my efforts to secure favorable rates and provide seamless communication have made...
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    C K
    Posted on December 1st, 2025 04:41 PM
    Working with AJ Hodge was absolutely incredible. I drove down from out of state, knew no one in Panama City, and yet within a month I was a homeowner — all because AJ put the entire deal together flawlessly. He was the glue that made everything...
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    Reply from Owner
    December 9th, 2025 05:24 PM
    Your kind words mean a lot to me, C. It's rewarding to hear that the process felt seamless for you, especially considering the distance you were dealing with. Keeping things efficient and stress-free is always my goal, and I'm glad it made...
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    Charles K
    Panama City Beach, FL
    Posted on December 1st, 2025 04:09 PM
    Everything was fantastic. AJ Hodge was the primary person I worked through and he did excellent. he always kept me in the know and was professional and extremely knowledgeable. I have used him several times, and so has other family and friends...
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    Reply from AJ Hodge, Ruoff Mortgage
    December 9th, 2025 05:25 PM
    It's great to hear that you had such a positive experience, Charles. I'm pleased I could assist you and keep you well-informed throughout the process. It's especially gratifying to know that you and your network continue to choose me for your...
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    Bridgette H
    Oxford, OH
    Posted on November 10th, 2025 04:08 PM
    AJ was great!!
    Reply from AJ Hodge, Ruoff Mortgage
    November 21st, 2025 07:57 PM
    Bridgette, I appreciate your long-awaited patience, effort and trust in the advice I gave you over the past few months. I know it took us some trial and error to find the right formula to get you approved for what you wanted - but we did it...
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    Bridgette H
    Posted on November 7th, 2025 04:06 PM
    AJ was very thorough and was there for us every step of the way. He explained everything clearly, and got us to closing, with extreme quickness. Would highly recommend
    Reply from Owner
    November 21st, 2025 08:00 PM
    Thank you for the kind words - Bridgette. It was my pleasure guiding you through the process of buying your first home! I wish you and Curtis fond memories in your new home. If you ever need anything or have any questions, please don't hesitate...
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    About
    I’m a Greater Cincinnati-based Senior Loan Officer helping homebuyers across Ohio, Indiana, and Florida navigate the mortgage process with clarity and confidence. Whether you’re a first-time homebuyer, purchasing your next home, refinancing, or exploring investment opportunities, my goal is to make the process feel simple—not complicated. I offer a wide range of home loan options, including Conventional, FHA, VA, USDA, Jumbo, DSCR, Non-QM, and refinance programs. More importantly, I believe in proactive communication, honest guidance, and finding the financing strategy that fits your goals. Buying a home is one of the biggest financial decisions you’ll make, and I’m committed to being a trusted resource from application through closing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Non-QM
    Specialities
    Conventional
    FHA
    VA
    USDA
    OHFA
    Down Payment Assistance Programs
    Jumbo
    Renovation
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    Positions
    • Ruoff Mortgage - Senior Mortgage Loan Officer
      Feb 5th, 2018 - Current
    Memberships
    • Sportsmen 25 Gun Club
    • West Chester Chamber of Commerce
    • MBA
    • View All
    Addresses and Serving Areas

    Year Started

    2013

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1045145
    • OH - MLO.042794.000
    • IN - 20939
    Achievements
    • Ruoff Experience Award Winner
    Hobbies
    • Trap Shooting
    • Motorcycles
    • precious metal collection
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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