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AJ Hodge, Ruoff Mortgage - Senior Loan Officer | NMLS# 1045145 | Ruoff Mortgage NMLS# 141868 in West Chester, OH

AJ Hodge, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1045145 | Ruoff Mortga...

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I’m a Greater Cincinnati-based Senior Loan Officer helping homebuyers across Ohio, Indiana, and Florida navigate the mortgage process with clarity and confidence. Whether you’re a first-time homebuyer, purchasing your next home, refinancing... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
  • Encompass
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    Cody T W
    Cincinnati, OH
    Posted on June 30th, 2026 12:40 AM
    From start to finish it was a smooth and easy experience! Our loan officer was very responsive and helped thoroughly explain the processes. As a first time home buyer he made us feel very comfortable in our decision. He recommended great realtors,...
    read more
    Reply from AJ Hodge, Ruoff Mortgage
    July 3rd, 2026 02:45 PM
    Cody, I appreciate you taking the time to share your thoughts and experience! I am pleased to hear that I made you and Allison feel comfortable with the decisions you made throughout the process of buying your first home. Just because we are...
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    Collin K
    West Carrollton, OH
    Posted on October 7th, 2025 03:08 PM
    Very quick through the whole process and explained every step of the process clearly and in a easily understood manner. Even answered questions I had outside of normal business hours going above and beyond.
    Reply from AJ Hodge, Ruoff Mortgage
    October 7th, 2025 04:21 PM
    Your feedback is greatly appreciated, Collin! It's important to me that you felt informed, and my explanations were easily understood. Ensuring you have a solid understanding every step of the way is important to me - no matter the time of...
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    Charlie M
    Posted on March 18th, 2025 07:39 PM
    Aj Hodge is one of the best around! He is very knowledgeable and will get you to the closing table!! If you use him I promise you will be satisfied! We will always go back to Mr Hodge!!
    Reply from Owner
    March 19th, 2025 05:02 PM
    Charlie, I appreciate your kind works and continuous trust and loyalty when it comes to you and your family's mortgage needs! From day 1 we have always had more than just a client/business relationship. I consider you and your family as part...
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    Lyndon D
    Cincinnati, OH
    Posted on August 8th, 2026 03:42 PM
    AJ was the best part of purchasing our home. If it were not for him I am not sure this process would have been completed in a timely manner. He communicated well and continued to updatee to the process.
    Reply from AJ Hodge, Ruoff Mortgage
    August 11th, 2026 03:39 PM
    Lyndon, it was my pleasure assisting you and your family again through the home-buying process. I am truly honored that you reached out to me to help you purchase your next home! It gives me a great sense of pride and satisfaction knowing that...
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    Garry A F
    Fairfield Twp, OH
    Posted on July 9th, 2026 04:42 PM
    very professional and personable. Communication was top notch. made the entire process smooth. Thank you AJ.
    Reply from AJ Hodge, Ruoff Mortgage
    July 9th, 2026 04:54 PM
    Thank you for your kind words, Garry. I'm glad to hear that you found the process smooth and appreciated my unwavering communication. It was my pleasure assisting you and Linda on the purchase of your new home and I am glad we were able to...
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    Linda J F
    Fairfield Twp, OH
    Posted on July 5th, 2026 05:19 PM
    AJ was very knowledgeable and helpful throughout the entire process
    Reply from AJ Hodge, Ruoff Mortgage
    July 9th, 2026 04:47 PM
    I'm glad to hear that you found my knowledge and assistance helpful, Linda. It was a pleasure working with you and Garry throughout the process. I am also thankful we were able to find a solution to get your loan closed without interrupting...
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    Cody W
    Posted on June 30th, 2026 12:40 AM
    AJ Hodge, Ruoff Mortgage has received a review with 5 star rating from Cody W
    Reply from Owner
    July 3rd, 2026 02:47 PM
    Thank you, Cody, for the perfect rating! I'm pleased to know you had a positive experience with me at Ruoff Mortgage. If you ever need assistance or have any questions in the future, don't hesitate to reach out.
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    Dustin D
    Kettering, OH
    Posted on May 31st, 2026 07:08 PM
    AJ had no curveballs thrown at us, was very kind and easy to talk too. AJ took the time to explain what things meant, paused and asked if we had additional questions.
    Reply from AJ Hodge, Ruoff Mortgage
    June 2nd, 2026 05:06 PM
    Dustin, it was my pleasure helping you and Reanna purchase your first home. I am thankful for allowing me the privilege of being your loan officer to be able to experience and guide you through the process of becoming a homeowner! Don't hesitate...
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    Blake E H
    Cincinnati, OH
    Posted on May 18th, 2026 03:59 PM
    AJ was very knowledgeable and wasn't afraid to explain loan concepts and options to me!
    Reply from AJ Hodge, Ruoff Mortgage
    May 18th, 2026 04:29 PM
    Blake, thank you for sharing your experience. I'm glad to hear that I could provide you with clear explanations about your different loan options. It was unfortunate we ran into some title issues that caused delay in closing, but thankfully...
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    Ryan H
    Posted on May 18th, 2026 12:35 PM
    AJ Hodge, Ruoff Mortgage has received a review with 5 star rating from Ryan H
    Reply from Owner
    May 29th, 2026 10:32 AM
    Thank you for the great rating, Ryan! I appreciate your support and am here if you need anything in the future.
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    About
    I’m a Greater Cincinnati-based Senior Loan Officer helping homebuyers across Ohio, Indiana, and Florida navigate the mortgage process with clarity and confidence. Whether you’re a first-time homebuyer, purchasing your next home, refinancing, or exploring investment opportunities, my goal is to make the process feel simple—not complicated. I offer a wide range of home loan options, including Conventional, FHA, VA, USDA, Jumbo, DSCR, Non-QM, and refinance programs. More importantly, I believe in proactive communication, honest guidance, and finding the financing strategy that fits your goals. Buying a home is one of the biggest financial decisions you’ll make, and I’m committed to being a trusted resource from application through closing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Non-QM
    Specialities
    Conventional
    FHA
    VA
    USDA
    OHFA
    Down Payment Assistance Programs
    Jumbo
    Renovation
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    Positions
    • Ruoff Mortgage - Senior Mortgage Loan Officer
      Feb 5th, 2018 - Current
    Memberships
    • Sportsmen 25 Gun Club
    • West Chester Chamber of Commerce
    • MBA
    • View All
    Addresses and Serving Areas

    Year Started

    2013

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1045145
    • OH - MLO.042794.000
    • IN - 20939
    Achievements
    • Ruoff Experience Award Winner
    Hobbies
    • Trap Shooting
    • Motorcycles
    • precious metal collection
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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