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AJ Hodge, Ruoff Mortgage - Senior Loan Officer | NMLS# 1045145 | Ruoff Mortgage NMLS# 141868 in West Chester, OH

AJ Hodge, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1045145 | Ruoff Mortga...

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I’m a Greater Cincinnati-based Senior Loan Officer helping homebuyers across Ohio, Indiana, and Florida navigate the mortgage process with clarity and confidence. Whether you’re a first-time homebuyer, purchasing your next home, refinancing... Show More
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24 hours(Open now)
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Reviews from Web
  • Encompass
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    Amanda R D
    Cincinnati, OH
    Posted on October 30th, 2026 03:46 PM
    AJ went above and beyond. Not onky woth the fibancial aspect, but reassurance its all okay. Held my hand when i wasnt sure if anything, made this process of new adventjres and uncertainty make sence and the process had challenges as all do,...
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    Reply from AJ Hodge, Ruoff Mortgage
    October 30th, 2026 04:16 PM
    Wow... where do I even begin? This one really hits home, and I don't think a simple thank-you will ever do it justice.Knowing you since 6th grade — makes being part of such a huge chapter in your life even more special. We've certainly had...
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    Cody T W
    Cincinnati, OH
    Posted on June 30th, 2026 12:40 AM
    From start to finish it was a smooth and easy experience! Our loan officer was very responsive and helped thoroughly explain the processes. As a first time home buyer he made us feel very comfortable in our decision. He recommended great realtors,...
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    Reply from AJ Hodge, Ruoff Mortgage
    July 3rd, 2026 02:45 PM
    Cody, I appreciate you taking the time to share your thoughts and experience! I am pleased to hear that I made you and Allison feel comfortable with the decisions you made throughout the process of buying your first home. Just because we are...
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    Collin K
    West Carrollton, OH
    Posted on October 7th, 2025 03:08 PM
    Very quick through the whole process and explained every step of the process clearly and in a easily understood manner. Even answered questions I had outside of normal business hours going above and beyond.
    Reply from AJ Hodge, Ruoff Mortgage
    October 7th, 2025 04:21 PM
    Your feedback is greatly appreciated, Collin! It's important to me that you felt informed, and my explanations were easily understood. Ensuring you have a solid understanding every step of the way is important to me - no matter the time of...
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    Charlie M
    Posted on March 18th, 2025 07:39 PM
    Aj Hodge is one of the best around! He is very knowledgeable and will get you to the closing table!! If you use him I promise you will be satisfied! We will always go back to Mr Hodge!!
    Reply from Owner
    March 19th, 2025 05:02 PM
    Charlie, I appreciate your kind works and continuous trust and loyalty when it comes to you and your family's mortgage needs! From day 1 we have always had more than just a client/business relationship. I consider you and your family as part...
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    Amanda
    Posted on October 30th, 2026 03:48 PM
    The chic-fil-a of mortgages. Perfection and flawless thanks to AJ. I am grateful for his service. We made it home 🏠!!
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    James D
    Posted on October 30th, 2026 03:28 PM
    AJ’s communication was great through this process. We couldn’t have asked for anyone better.
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    James D D
    Cincinnati, OH
    Posted on October 30th, 2026 03:27 PM
    AJ's communication was great we couldn't have asked for anyone better through this process
    Reply from AJ Hodge, Ruoff Mortgage
    October 30th, 2026 03:58 PM
    James, it was my pleasure helping you and Amanda buy your first home together! I know we had our struggles finding the right home for you, but the home you found is perfect for you guys and fits you well. Thank you for allowing me to be a part...
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    Kelly H
    Posted on October 28th, 2026 12:15 AM
    I worked as the listing agent on a transaction where AJ represented the buyer. His communication was top notch throughout the entire process. As a listing agent, I’ve worked with many different loan officers. Some have been good, others have...
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    Reply from Owner
    October 28th, 2026 03:43 PM
    Kelly, thank you so much for the kind words! It means a lot coming from someone who sees firsthand how different loan officers handle a transaction from the listing side. I believe keeping an open line of communication with everyone involved...
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    Skyelar B S
    Fairborn, OH
    Posted on October 23rd, 2026 04:05 PM
    AJ was vwry quick to reapond and answer any questions. He was geeat to work with!
    Reply from AJ Hodge, Ruoff Mortgage
    October 28th, 2026 04:16 PM
    Thank you so much! You and Cole will always hold a special place for me because you were my very first clients to find me through a Facebook group AND getting invited to see your new home after closing — that was a first for me, too! 😊 I'm...
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    Skyelar S
    Posted on October 17th, 2026 04:20 PM
    AJ was an absolute pleasure to work with. He worked with us around our crazy schedules and was great answering any questions we had. He was super on top of it and worked in a timely manner. We are so happy we picked him!
    Reply from Owner
    October 28th, 2026 04:04 PM
    Thank you so much for the kind words! I'm so glad our paths crossed in that Facebook group and that I had the opportunity to help you both get into your new home! I know how important it was to get everything lined to avoid having to sign a...
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    About
    I’m a Greater Cincinnati-based Senior Loan Officer helping homebuyers across Ohio, Indiana, and Florida navigate the mortgage process with clarity and confidence. Whether you’re a first-time homebuyer, purchasing your next home, refinancing, or exploring investment opportunities, my goal is to make the process feel simple—not complicated. I offer a wide range of home loan options, including Conventional, FHA, VA, USDA, Jumbo, DSCR, Non-QM, and refinance programs. More importantly, I believe in proactive communication, honest guidance, and finding the financing strategy that fits your goals. Buying a home is one of the biggest financial decisions you’ll make, and I’m committed to being a trusted resource from application through closing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Non-QM
    Specialities
    Conventional
    FHA
    VA
    USDA
    OHFA
    Down Payment Assistance Programs
    Jumbo
    Renovation
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    Positions
    • Ruoff Mortgage - Senior Mortgage Loan Officer
      Feb 5th, 2018 - Current
    Memberships
    • Sportsmen 25 Gun Club
    • West Chester Chamber of Commerce
    • MBA
    • View All
    Addresses and Serving Areas

    Year Started

    2013

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1045145
    • OH - MLO.042794.000
    • IN - 20939
    Achievements
    • Ruoff Experience Award Winner
    Hobbies
    • Trap Shooting
    • Motorcycles
    • precious metal collection
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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