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AJ Hodge, Ruoff Mortgage - Senior Loan Officer | NMLS# 1045145 | Ruoff Mortgage NMLS# 141868 in West Chester, OH

AJ Hodge, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1045145 | Ruoff Mortga...

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I’m a Greater Cincinnati–based mortgage lender and senior loan officer helping homebuyers across Ohio and Indiana secure a tailored home loan with clarity and confidence. Whether you're a first-time homebuyer, looking to refinance, or explo...... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
Overall Ratings
4.99
(125)
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Reviews from Web
  • 5.0
    Encompass
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    Collin K
    West Carrollton, OH
    Posted on October 7th, 2025 03:08 PM
    Very quick through the whole process and explained every step of the process clearly and in a easily understood manner. Even answered questions I had outside of normal business hours going above and beyond.
    Reply from AJ Hodge, Ruoff Mortgage
    October 7th, 2025 04:21 PM
    Your feedback is greatly appreciated, Collin! It's important to me that you felt informed, and my explanations were easily understood. Ensuring you have a solid understanding every step of the way is important to me - no matter the time of...
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  • 5.0
    Encompass
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    Jennifer D D
    Xenia, OH
    Posted on April 1st, 2025 06:27 PM
    AJ was hands down the best loan officer I've ever worked with! Responsive, knowledgeable, and genuinely a great person. He made the process easy to follow, expectations were clearly communicated.
    Reply from AJ Hodge, Ruoff Mortgage
    April 1st, 2025 06:51 PM
    Jennifer, it was an absolute pleasure working with you! I know we had a lot of moving parts we had to take into consideration throughout the process, and I truly appreciate your trust in me to get you and your kids into your new home. Your...
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  • 5.0
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    Charlie M
    Posted on March 18th, 2025 07:39 PM
    Aj Hodge is one of the best around! He is very knowledgeable and will get you to the closing table!! If you use him I promise you will be satisfied! We will always go back to Mr Hodge!!
    Reply from Owner
    March 19th, 2025 05:02 PM
    Charlie, I appreciate your kind works and continuous trust and loyalty when it comes to you and your family's mortgage needs! From day 1 we have always had more than just a client/business relationship. I consider you and your family as part...
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  • 5.0
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    Dustin D
    Kettering, OH
    Posted on May 31st, 2026 07:08 PM
    AJ had no curveballs thrown at us, was very kind and easy to talk too. AJ took the time to explain what things meant, paused and asked if we had additional questions.
    Reply from AJ Hodge, Ruoff Mortgage
    June 2nd, 2026 05:06 PM
    Dustin, it was my pleasure helping you and Reanna purchase your first home. I am thankful for allowing me the privilege of being your loan officer to be able to experience and guide you through the process of becoming a homeowner! Don't hesitate...
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  • 4.68
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    Blake E H
    Cincinnati, OH
    Posted on May 18th, 2026 03:59 PM
    AJ was very knowledgeable and wasn't afraid to explain loan concepts and options to me!
    Reply from AJ Hodge, Ruoff Mortgage
    May 18th, 2026 04:29 PM
    Blake, thank you for sharing your experience. I'm glad to hear that I could provide you with clear explanations about your different loan options. It was unfortunate we ran into some title issues that caused delay in closing, but thankfully...
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  • 5.0
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    Ryan H
    Posted on May 18th, 2026 12:35 PM
    AJ Hodge, Ruoff Mortgage has received a review with 5 star rating from Ryan H
    Reply from Owner
    May 29th, 2026 10:32 AM
    Thank you for the great rating, Ryan! I appreciate your support and am here if you need anything in the future.
  • 5.0
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    Ryan R H
    Cincinnati, OH
    Posted on May 18th, 2026 12:34 PM
    AJ was always available, very knowledgable , and was a pleasure to deal with
    Reply from AJ Hodge, Ruoff Mortgage
    May 18th, 2026 04:35 PM
    Thank you, Ryan. I'm glad to hear that my availability and knowledge made your experience a positive one. It was a pleasure working with you and Abby, to buy your first home! Thank you for entrusting me and allowing me the privilege of being...
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  • 4.87
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    Joseph H
    Kettering, OH
    Posted on April 6th, 2026 05:20 PM
    AJ was wonderful to work with. He explained everything clearly and was available at any time of day when we had questions or issues arise.
    Reply from AJ Hodge, Ruoff Mortgage
    April 6th, 2026 05:28 PM
    It was a pleasure to assist you, Joe. I'm glad to hear that my explanations and availability met your needs throughout the process. If there’s anything else I can help you with, please don’t hesitate to reach out. I look forward to also working...
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  • 5.0
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    Kraig J R
    HARRISON, OH
    Posted on December 9th, 2025 03:28 AM
    Aj was on top of everything and we could of closed even earlier if the other owners would of agreed!
    Reply from AJ Hodge, Ruoff Mortgage
    December 9th, 2025 05:18 PM
    Kraig, it was my pleasure to assist you with your wife in buying your new home. Your promptness throughout the process was helpful in allowing me to get our clear to close in 3 days from application!! This actually ties my record for the fastest...
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  • 5.0
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    Charles K
    Posted on December 1st, 2025 04:46 PM
    ⭐⭐⭐⭐⭐ 5-Star ReviewI’ve worked with AJ Hodge several times now, and every single experience has been outstanding. Even when I was coming in from out of state, he coordinated everything perfectly and made the entire process smooth from start...
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    Reply from AJ Hodge, Ruoff Mortgage
    December 9th, 2025 05:20 PM
    Charles, I'm grateful for your generous words and continued trust in my services. It's been my pleasure to assist you through each transaction, and I'm glad that my efforts to secure favorable rates and provide seamless communication have made...
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  • 10 of 125
    About
    I’m a Greater Cincinnati–based mortgage lender and senior loan officer helping homebuyers across Ohio and Indiana secure a tailored home loan with clarity and confidence. Whether you're a first-time homebuyer, looking to refinance, or exploring investment opportunities, I’m here to simplify the mortgage process. I offer a wide array of programs—Conventional, FHA, VA, USDA, Jumbo, DSCR, Non-QM, and refinance options—and provide competitive rates, strategic guidance, and a quick, seamless process from application to closing. I believe buying or refinancing a home is a major financial decision that deserves proactive communication, transparency, and expert advice that makes the process feel confident, not complicated.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Non-QM
    Specialities
    Conventional
    FHA
    VA
    USDA
    OHFA
    Down Payment Assistance Programs
    Jumbo
    Renovation
    View All
    611
    /850
    Search Rank Score
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    Positions
    • Ruoff Mortgage - Senior Mortgage Loan Officer
      Feb 5th, 2018 - Current
    Memberships
    • Sportsmen 25 Gun Club
    • West Chester Chamber of Commerce
    • MBA
    • View All
    Addresses and Serving Areas

    Year Started

    2013

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1045145
    • OH - MLO.042794.000
    • IN - 20939
    Achievements
    • Ruoff Experience Award Winner
    Hobbies
    • Trap Shooting
    • Motorcycles
    • precious metal collection
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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