Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(973) 975-7947
Parsippany, NJ
https://www.goalterra.com/agent-profile/fernando-ospina-102647643
https://myloan.goalterra.com/borrower/signup/fospina@goalterra.com
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  • Zillow
    J
    Jsingagliese9
    Posted on April 7th, 2020 03:22 PM
    Mr. Fernando Ospina and his team were efficient, effective, knowledgeable, and always around to answer questions and concerns. The team went above and beyond when reviewing my refinance to find lower home insurance rates and set me up saving...
    read more
  • Zillow
    J
    Jsingagliese9
    Posted on April 7th, 2020 12:00 AM
    Mr. Fernando Ospina and his team were efficient, effective, knowledgeable, and always around to answer questions and concerns. The team went above and beyond when reviewing my refinance to find lower home insurance rates and set me up saving...
    read more
  • Zillow
    J
    Jsingagliese9
    Somerset, NJ
    Posted on April 7th, 2020 12:00 AM
    Mr. Fernando Ospina and his team were efficient, effective, knowledgeable, and always around to answer questions and concerns. The team went above and beyond when reviewing my refinance to find lower home insurance rates and set me up saving...
    read more
  • Encompass
    M
    Manuel B
    Old Bridge, NJ
    Posted on March 29th, 2020 01:52 PM
    Fernando took the time to seat with me and answer all my questions. I was very stress and he calmed me down. The entire team is excellent. Claudia was excellent as well with calming words and answering questions.
  • Encompass
    S
    Steven S
    North Middletown, NJ
    Posted on March 27th, 2020 12:38 PM
    Fernando is a top notch guy honest and liable. Fernando took my situation and made me 110% confident in buying my first home on top of all this our deal was completed in the middle of the coronavirus pandemic ! He is a great dude !
  • Zillow
    S
    Sabler1988
    Posted on March 26th, 2020 09:40 PM
    My deal started February 6th 2020 half ways through out country was hit with the COVID-19 pandemic and my heart shattered. I said this is all over my deal is gonna fall though. The first day i spoke to Fernando he told me have no worries i...
    read more
  • Encompass
    J
    Jose G
    Newark, NJ
    Posted on March 26th, 2020 08:23 PM
    Thank you for everything you have done to help me.
  • Zillow
    S
    Sabler1988
    Middletown, NJ
    Posted on March 26th, 2020 12:00 AM
    My deal started February 6th 2020 half ways through out country was hit with the COVID-19 pandemic and my heart shattered. I said this is all over my deal is gonna fall though. The first day i spoke to Fernando he told me have no worries i...
    read more
  • Encompass
    J
    Jaclyn T
    Old Bridge, NJ
    Posted on February 15th, 2020 03:22 PM
    Fernando and his staff were amazing to work with. They were very knowledgeable and patient and took the time to explain the details of my loan. I would 100% recommend them to anyone needing a mortgage loan.
  • Encompass
    A
    Ana L
    Roselle, NJ
    Posted on February 15th, 2020 12:23 PM
    Fernando was always available to answer all my questions and concerns
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Awards
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
      • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).