Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Encompass
    A
    Anthony N
    Jackson, NJ
    Posted on March 17th, 2022 10:50 AM
    My rate lock was verbally put in at a certain time of the day. 5 hours later I am being told my rate changed with points. COMMUNICATION! Should of been notified right away. Sounds to me someone put it in too late. Communication is what needs...
    read more
  • Encompass
    M
    Mariana U
    Roselle, NJ
    Posted on February 14th, 2022 07:59 PM
    The updates, the diligence and the great communication between the team throughout the transaction
  • Encompass
    T
    Tony V
    Plainfield, NJ
    Posted on February 10th, 2022 12:32 PM
    Great communication.
  • Encompass
    K
    Katherine Y T
    Hackensack, NJ
    Posted on February 9th, 2022 11:36 PM
    Communication was key! As a first time home buyer it is scary and you have many question, Winston was AMAZING and guided me through the whole process and all my questions where answered. I never felt ignored. I felt that Alterra had the upmost...
    read more
  • Encompass
    R
    Rosa A C
    Newark, NJ
    Posted on January 21st, 2022 02:08 AM
    It is my first time in buying a house and I had a excellent experience.
  • Encompass
    M
    Michael O A
    Old Bridge, NJ
    Posted on January 18th, 2022 02:21 AM
    Everything you guys are the best, especially Winston!!!
  • Encompass
    R
    Rosa M H
    Somerset, NJ
    Posted on January 10th, 2022 01:37 PM
    What made my experience great was the fact that they explained everything to me, and they were there every step of the way. And took their time to explain every concern that i had.
  • Encompass
    R
    Ruben E C
    Middlesex, NJ
    Posted on January 3rd, 2022 11:14 AM
    Winston was very helpful and patient thru the whole process. He explained everything in detail and was able to accommodate our needs.
  • Encompass
    D
    David S
    Linden, NJ
    Posted on December 30th, 2021 12:07 PM
    Winston definitely went above and beyond to help me close on the deal. Thank you for the tram from real estate agent to closing table all did a good job as first time home buyer.
  • Encompass
    M
    Milton A C
    Union, NJ
    Posted on December 29th, 2021 01:28 AM
    Finally make closing
    Reply from Fernando Ospina | Alterra Home Loan...
    December 30th, 2023 05:57 PM
    I appreciate your feedback, Milton. Considering our 3.83-star rating, it's clear that there's room for us to improve at Alterra Home Loans. I'm glad we could assist you in making closing, but I'm sorry if the process might have been less smooth...
    read more
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).