Adriel Esparza
Regional Vice President | NMLS# 237241
I help families and referral partners make smarter decisions through clear, strategic financing. With 30 years across lending, real estate, taxes, insurance, and financial planning, my approach simplifies complex scenarios and creates real ... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Adriel was great. He went above and beyond to close our refinance. He answered all our questions, and closed our loan earlier than expected. I would definitely recommend Adriel Esparza and PRMG.
Adriel and his team were extremely helpful with my refinance . They kept in contact with me during the whole process . Adriel made me aware of all my options and followed through with everything we spoke about . He was completely professional...
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We had a very tough/unique situation and Adrial and his team stuck with us through thick and thin and took the time to get us into our dream home with an amazing loan. They went above and beyond to the point of playing a movie, theater style...
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I want to start by saying he is excellent. No lender would take me serious as a first time buyer in my 20's he had faith and he made it happen. My loan was not easy at all took longer for it to close but in the end... I am now a proud home...
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Our family wants to thank you Adriel Esparaza you helped make our dream a reality in buying our home. You are Very knowledgeable in your business, always stayed in full contact with us, letting us know what we need to move forward, or how to...
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I can't say enough about Adriel Esparza and the team at PRMG. I had been shopping around for a loan for about 6 months and the other lenders never returned calls and made me feel like a sale. When I was referred to Adriel it took him a few...
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We highly recommend Adriel as he is a miracle worker when it comes to loans! We closed in less then 3 weeks, and it was a very smooth process. He tells you what exactly to expect, and he makes it happen. My family and I are very thankful for...
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About
I help families and referral partners make smarter decisions through clear, strategic financing. With 30 years across lending, real estate, taxes, insurance, and financial planning, my approach simplifies complex scenarios and creates real advantages for the people I serve. My focus is simple: give my clients and Realtors a competitive edge by providing:
- Advanced scenario strategy for complex, jumbo, and portfolio lending
- Fast communication and modern systems that elevate the experience
- Financing clarity that builds confidence
My commitment is to be a strategic resource for everyone I support. My mission is simple: Help families win. Help partners grow. Provide clarity, strategy, and stability in every financial decision.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Self-Employed Mortgages
Investor Mortgages
Bank Statement Loans
Specialities
Reverse mortgages
First-time buyer
Self-employed
Down Payment Assistance
Investors
Creative tax strategies
VA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 237241
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.