

Adriel Esparza
Regional Vice President | NMLS# 237241

I help families and referral partners make smarter decisions through clear, strategic financing. With 30 years across lending, real estate, taxes, insurance, and financial planning, my approach simplifies complex scenarios and creates real ... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Although we closed in March I would be remiss if I didn't sing Adriel's praises even at this late date. He was attentive to my many emails, texts and calls. Walked me through the process and took his time explaining my options. (And I had a...
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Although we closed in March I would be remiss if I didn't sing Adriel's praises even at this late date. He was attentive to my many emails, texts and calls. Walked me through the process and took his time explaining my options. (And I had a...
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Adriel's team went above and beyond to help me get my mortgage loan approved. He was able to close Escrow in only 15 days! Because of his team, I am now a proud owner of my first home. I had been trying to purchase a home for the past 3 years...
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Adriel and his team at Paramount Residential Mortgage really exceeded our expectations throughout the entire loan process. We are first time home buyers and literally had no idea what to expect, but the folks over at PRMG really made everything...
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We are so grateful for Adriel and all of his help in getting a loan for our home purchase! When getting into a mortgage made my wife and I feel anxious, Adriel put us at ease in our first conversation. He thoughtfully explained the mortgage...
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Adriel and his team went above and beyond to help me and my fiance get our home. They were very professional and tentative to every thing we needed or asked and always there when we had questions or concerns. Iwould recommend adriel to everybody...
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Adriel was super attentive answering and explaining things to us multiple times if needed. He was very professional and we loved the constant contact he kept with us during this process. An added plus, he had us closed in LESS than a month!...
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I am still waiting to hear back from the loan agent I originally started with to see if they could get me approved for my third house under the circumstanes. Adriel got me approved in 48 hours and with approval from the underwriter. I have...
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My first home purchase....I had been watching a lot of the cable shows on first time home purchases. And I thought I had a really good idea of what the process would be like. How to handle xyz, questions to ask and stuff to consider. But tv...
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As a real estate professional I’ve been working with Adriel Esparza for over 10 years and have lost count of the number of loans he has helped me with over the years to include my own home purchases/refinances, my family, and clients. There...
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About
I help families and referral partners make smarter decisions through clear, strategic financing. With 30 years across lending, real estate, taxes, insurance, and financial planning, my approach simplifies complex scenarios and creates real advantages for the people I serve. My focus is simple: give my clients and Realtors a competitive edge by providing:
- Advanced scenario strategy for complex, jumbo, and portfolio lending
- Fast communication and modern systems that elevate the experience
- Financing clarity that builds confidence
My commitment is to be a strategic resource for everyone I support. My mission is simple: Help families win. Help partners grow. Provide clarity, strategy, and stability in every financial decision.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Self-Employed Mortgages
Investor Mortgages
Bank Statement Loans
Specialities
Reverse mortgages
First-time buyer
Self-employed
Down Payment Assistance
Investors
Creative tax strategies
VA
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 237241
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.