

Abigail Shields
Lower, LLC

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Abigail was very helpful and understanding. She would get back to me quickly and helped me through the entire process.
Reply from Abigail Shields
February 16th, 2026 08:27 PM
I'm pleased to hear that you found my support helpful and timely, Crawford. It was my priority to guide you through the process smoothly. If you have any questions or need further assistance, please don't hesitate to reach out.
Abogail took the time to exsplain every prosses. Very personable. She is great.
Reply from Abigail Shields
February 10th, 2026 03:13 PM
I appreciate your feedback, Scott. I'm glad to know that my efforts to explain everything clearly were helpful to you. If you have any more questions or need assistance in the future, please feel free to get in touch.
I think my questions were answered in a timely manner thanks again, should we receive a check from freedom mortgage
Abby did an excellent job of handling our mortgage loan. She was very easy to communicate with and was responsive to the needs of our unique loan for a condo in Florida. This is our second time working with Abby and we would highly recommend...
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Abigail and daniel where very helpful and made the whole experience super easy!
Very patient understanding was on top of every question or concern my parents had over all very amazing service would definitely recommend to family and friends thank you so much. Merry Christmas from The Ruiz Family
Abigail was helpful and went over every option that we could think of to make me feel comfor with the refinance.
Abigail is such a pleasure to work with and made the whole transaction painless.
They did what they said they would do. Very pleasant to speak with.
Reply from Abigail Shields
November 11th, 2025 03:09 PM
I'm pleased to know you found our interactions pleasant and that we delivered on our commitments, Jeffrey. If there's anything more you need or any questions come up, feel free to reach out to me.
Too many "this will be the last thing" then you do 20 more. The appraisers were terrible and demanded too much.
Reply from Abigail Shields
November 11th, 2025 03:12 PM
I appreciate you taking the time to share your experience, Carl. I understand how frustrating it can be when things don't go as smoothly as expected, however your complaints have nothing to do with my service or Oxford. The appraisal is a separate...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1413565
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.