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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Walter and Emily are wonderful people. They truly have your best interest in mind. They won't do something if it isn't right just to make a buck. Love them and will always come back for my home financing needs.
Reply from Walter and Emily Howard
October 13th, 2025 07:11 PM
Amanda, it's heartening to read your positive feedback. I'm pleased that you felt valued and understood in our approach. It's always my priority to ensure that every decision reflects our clients' best interests, not just the bottom line. Your...
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You both of you are just great and Demetria and I appreciate everything you have done for us and we consider you family thank you.
Reply from Owner
October 7th, 2025 07:57 PM
Thank you so much Patrick! We appreciate you so much! Have fun in Disney Land! 💕
You both of you are just great and Demetria and I appreciate everything you have done for us and we consider you family thank you.
Reply from Walter and Emily Howard
October 13th, 2025 07:12 PM
Your words mean a lot to me, Patrick. I'm truly grateful for your appreciation and the trust you and Demetria have placed in us. Feeling like part of your family is an honor. If there's anything more I can assist with in the future, please...
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The service was great.
Reply from The Howard Team Home Loans at Fairw...
October 6th, 2025 06:12 PM
I'm grateful for your feedback. It’s great to hear that you found the service to be satisfactory. If you have any further questions or need assistance in the future, feel free to reach out.
The Howard Team at Fairway Home Mortgage has received a review with 5 star rating from Elizabeth T
Reply from Owner
October 4th, 2025 08:08 PM
Thank you Elizabeth! Enjoy your new home!! 💕💕
You guys kept me informed of every step along the way. You were extremely friendly and could tell you wanted the best for me and my family. Amazing couple & company. I would definitely recommend you to any friends or family. Thank you for everything!!...
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Reply from The Howard Team Home Loans at Fairw...
October 5th, 2025 03:21 AM
Reggie, I genuinely appreciate your kind feedback. It's wonderful to hear that you felt informed and well-supported throughout the process. Ensuring that you and your family have the best experience is always my priority, and it's heartening...
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Highly Recommend Emily Howard – Outstanding Mortgage Advisor!Emily Howard was incredible to work with throughout my home buying journey. As a Certified Mortgage Planning Specialist, she made the financing process smooth, stress-free, and easy...
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Reply from The Howard Team Home Loans at Fairw...
October 2nd, 2025 01:39 AM
I'm so grateful for your positive feedback, Raj! It's rewarding to hear that my efforts in making the home financing process smooth and comprehensible were beneficial to you. I appreciate your recognition of my dedication and expertise as a...
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Highly Recommend Emily Howard – Outstanding Mortgage Advisor!Emily Howard was incredible to work with throughout my home buying journey. As a Certified Mortgage Planning Specialist, she made the financing process smooth, stress-free, and easy...
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Reply from Owner
October 1st, 2025 03:12 AM
Thank you so much Raj! Your words mean the world to me! Enjoy your beautiful new home and we will let you know when it is time to refinance! Stay in touch!
The Howard Team was absolutely amazing with my home buying experience. Both Emily and Walter were very attentive to my questions and needs every step of the home buying process. I am very happy with my experience with them and would highly...
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Reply from Owner
September 23rd, 2025 02:16 AM
Cristina, we are so pleased to hear that your home buying experience with us was so positive! That is what we live for! It’s great to know that we were able to assist you with attentiveness throughout the entire process. Your recommendation...
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Emily had excellent communication with my husband and I each step of the way for our loan process. She took the time to explain things (more than once). She also got back to us in a timely manner when we had questions. Overall, Emily and Walter...
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Reply from The Howard Team Home Loans at Fairw...
September 22nd, 2025 09:24 PM
Cristina, we are so pleased to hear that you had a positive experience with your home loan process. It's great to know that Emily was able to provide clear communication and timely responses whenever you had questions. Ensuring your understanding...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures