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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Walter and Emily have been fantastic throughout our whole refinance process. They were available to answer any question or concern that I had, and they were very straightforward. We worked with them before, and we will continue to work with...
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Reply from Walter and Emily Howard
October 17th, 2025 05:47 PM
Thank you so much for trusting us again Jill! We hope you and Ian have a lovely holiday season! Stay in touch! :)
The Howard Team at Fairway Home Mortgage has received a review with 5 star rating from Tristan R
Reply from Owner
October 18th, 2025 02:53 PM
Thank you Tristan! You and Hailey are the best! Enjoy a beautiful winter in your new home!
Constant communication throughout the whole process and ease of accessibility to documents through the app.
Reply from The Howard Team Home Loans at Fairw...
October 17th, 2025 05:49 PM
Your feedback is greatly appreciated. I'm pleased to hear that the communication and accessibility of documents met your needs. It's always my aim to make the process as seamless as possible for you. If you have any further questions or need...
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The process was easy and straightforward. Questions where they existed were answered promptly and with thoughfulness.
Reply from Owner
October 15th, 2025 05:57 AM
I'm pleased to hear the process went smoothly and that your questions were addressed promptly and thoughtfully. Ensuring clarity and making things easy for you is always a priority for me. If you have any more questions or need further assistance...
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The process was easy and straighforward. Questions where they existed were answered promptly and with thaughfulness.
Reply from The Howard Team Home Loans at Fairw...
October 14th, 2025 09:11 PM
Derek, I'm glad to hear that the process was smooth for you and that your questions were met with prompt and thoughtful responses. It's always my aim to provide clarity and make sure you're comfortable with each step. If there's anything else...
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Walter and Emily are great, and their team is excellent.
Reply from Owner
October 14th, 2025 06:36 PM
Thank you so much Justin! Take care and stay in touch!
Walter and Emily are very responsive, and always have our best interests in mind.
Reply from The Howard Team Home Loans at Fairw...
October 14th, 2025 01:02 AM
I'm grateful for your positive feedback, Justin. It's reassuring to know that our responsiveness and commitment to your best interests resonated with you. Ensuring you feel supported and well-informed is a top priority for me. If you ever have...
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The Howards! They go the extra mile to explain everything. They never rush anything. They were always just a text or phone call away. They truly go above and beyond. We have used Walter and Emily twice and we will use their services for years...
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Reply from Walter and Emily Howard
October 14th, 2025 01:03 AM
Rick, I genuinely appreciate your thoughtful review. It's heartening to know that my efforts to provide detailed explanations and be readily available made a positive difference for you. I'm grateful for your continued trust and look forward...
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The Howard Team at Fairway Home Mortgage has received a review with 5 star rating from Mike S
Reply from Owner
October 12th, 2025 10:19 PM
Thank you so much Mike!
You guys were really helpful and good people
Reply from The Howard Team Home Loans at Fairw...
October 13th, 2025 07:11 PM
I'm grateful for your kind words, Michael. It's rewarding to know that I could assist you effectively and that you found the experience positive. If there's anything more I can do for you, don't hesitate to reach out. Thank you again for choosing...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures