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Jennifer Ko - Executive Branch Manager in Irvine, CA

Jennifer Ko

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Executive Branch Manager

Lumin Lending
Company Logo
University of Southern California
University of Southern California
Jennifer is a seasoned loan officer with over 15 years of experience who began her career in mortgage operations, giving her a strong foundation in loan structure, qualification, and underwriting. She is experienced in Conventional, FHA, VA... Show More
Mortgage
Mortgage Broker
Company Logo
University of Southern California
University of Southern California
Contact Info
(510) 552-8807
Irvine, CA
https://luminlending.com/
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • write_review_unverified
    J
    Javiera S
    Posted on December 20th, 2025 03:27 AM
    Jennifer was incredibly helpful and knowledgeable throughout our homebuying process in Las Vegas, NV. Two months ago, we purchased a new construction home, but in order to make it work, we needed to sell our existing house first. Jennifer guided...
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    A
    Allen H
    Posted on December 19th, 2025 07:01 PM
    Worked with Jennifer on a recent property I purchased. She was great to work with, helped make sure everything was prepared ahead of time and responded all the questions quickly! Would definitely work with her again, and highly recommend her...
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    T
    Troy S
    Posted on December 19th, 2025 06:46 AM
    I recently obtained a HELOC through Ms. Ko. I was very pleased with her professional business acumen. She kept me abreast of every step and assisted me with each along the way. I truly appreciate Ms. Ko going above and beyond in assisting me...
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    D
    Daniel C
    Posted on December 19th, 2025 03:58 AM
    Jen has been a very helpful support and responsible agent to take care of my property Will be willing do business with her again
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    T
    Thuong V
    Posted on December 19th, 2025 03:42 AM
    Jennifer was amazing! She was extremely helpful, knowledgeable, and her turnaround time was so quick! She was available to answer any questions at any time of the day. There were no question that was too small or silly. She was thorough and...
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    About
    Jennifer is a seasoned loan officer with over 15 years of experience who began her career in mortgage operations, giving her a strong foundation in loan structure, qualification, and underwriting. She is experienced in Conventional, FHA, VA, and Non-QM loans, including DSCR, bank statement, P&L programs, HELOCs, home equity loans, and private money. Jennifer holds a BA in Economics from UC San Diego and an MBA from USC. In her free time, she enjoys golf and spending time with her mini Bernedoodle, Nana.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Home Purchasing Assistance
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    Education
    • University of Southern California
      Business Administration
      Master of Business Administration (MBA)
      Aug 2018 -Jun 2021
      University of Southern California logo
    • University of California, San Diego
      Economics
      Bachelor of Arts (BA)
      Sep 2007 -Jun 2010
      University of California, San Diego logo
    Addresses and Serving Areas

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 2478721
    • CA DRE #02411638
    • NV RED S.0204930
    Hobbies
    • Traveling
    • Golf
    • Interior Design
      • View All