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Jennifer Ko - Executive Branch Manager in Irvine, CA

Jennifer Ko

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Executive Branch Manager

Lumin Lending
Company Logo
University of Southern California
University of Southern California
Jennifer is a seasoned loan officer with over 15 years of experience who began her career in mortgage operations, giving her a strong foundation in loan structure, qualification, and underwriting. She is experienced in Conventional, FHA, VA... Show More
Mortgage
Mortgage Broker
Company Logo
University of Southern California
University of Southern California
Contact Info
(510) 552-8807
Irvine, CA
https://luminlending.com/
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Arive
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    Lai K C
    Posted on July 21st, 2026 04:58 PM
    Great Service
    Reply from Jennifer Ko
    July 23rd, 2026 04:58 PM
    Thank you, Lai, for your kind words about the service. I'm pleased to know you had a positive experience with me at Lumin Lending. If you need further assistance, please feel free to reach out.
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    Nasreen S
    Posted on July 15th, 2026 05:32 PM
    Jenny got Us the best rates !
    Reply from Jennifer Ko
    July 17th, 2026 05:33 PM
    I'm grateful, Nasreen, for your feedback. I'm glad I could help get you the best rates. If there's anything else you need, please feel free to let me know.
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    S
    Sang H
    Posted on June 29th, 2026 04:37 PM
    nice to work with ( friendly & get to update soon as possible)
    Reply from Jennifer Ko
    July 1st, 2026 04:38 PM
    I'm thankful for your kind words, Sang. It's wonderful to hear that you found working with me friendly and appreciated the timely updates. If there's anything more you need, please feel free to reach out.
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    Tommy L
    Posted on June 17th, 2026 08:39 PM
    Jennifer Ko has received a review with 5 star rating from Tommy L
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    Thomas L
    Posted on June 17th, 2026 08:39 PM
    Excellent communication overall!!!!
    Reply from Jennifer Ko
    June 19th, 2026 08:39 PM
    I'm glad to hear that you appreciated the communication, Thomas. If there's more I can do for you in the future, please let me know.
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    Lai K C
    Posted on June 12th, 2026 09:29 PM
    Every time I have question and call she always answers right away. With her professional services I sloved a lot of financial problems and got a lot of advice. I really appreciate her.
    Reply from Jennifer Ko
    June 15th, 2026 03:17 PM
    I'm happy to know that my prompt responses and professional services have been helpful for you, Lai. Your kind words and appreciation mean a lot to me. If there's anything else you need, please feel free to reach out anytime.
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    Sheila K
    Posted on April 25th, 2026 04:23 AM
    Very knowledgeable knows the market well and what loan products fits to your individual Situation
    Reply from Jennifer Ko
    April 27th, 2026 05:40 PM
    I'm pleased you found my market knowledge and loan product recommendations helpful, Sheila. Your feedback is valued, and I'm here if you have any more questions or need further assistance.
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    Joshua H
    Posted on December 24th, 2025 04:47 PM
    Always available, always friendly
    Reply from Jennifer Ko
    December 26th, 2025 04:47 PM
    It's great to hear that you found me always available and friendly, Joshua. Your feedback is much appreciated. If there's anything else you need in the future, don't hesitate to reach out.
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    Talbot S
    Posted on December 23rd, 2025 03:20 PM
    Jennifer is an excellent, positive, open-minded and determined professional who - in our case - was able to help us navigate through a series of fairly complex loan options, forms, and qualification processes to give us the end result that...
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    Christina H
    Posted on December 23rd, 2025 01:25 AM
    We really enjoyed working with Jennifer through the whole process and beyond. We hit it off from the start. She is knowledgeable, kind and patient. We can't wait to take care of all we got our loan for......
    • 11–20 of 25
    About
    Jennifer is a seasoned loan officer with over 15 years of experience who began her career in mortgage operations, giving her a strong foundation in loan structure, qualification, and underwriting. She is experienced in Conventional, FHA, VA, and Non-QM loans, including DSCR, bank statement, P&L programs, HELOCs, home equity loans, and private money. Jennifer holds a BA in Economics from UC San Diego and an MBA from USC. In her free time, she enjoys golf and spending time with her mini Bernedoodle, Nana.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Home Purchasing Assistance
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    Education
    • University of Southern California
      Business Administration
      Master of Business Administration (MBA)
      Aug 2018 -Jun 2021
      University of Southern California logo
    • University of California, San Diego
      Economics
      Bachelor of Arts (BA)
      Sep 2007 -Jun 2010
      University of California, San Diego logo
    Addresses and Serving Areas

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 2478721
    • CA DRE #02411638
    • NV RED S.0204930
    Hobbies
    • Traveling
    • Golf
    • Interior Design
      • View All