Jennifer Ko

Name: Lumin Lending
Address: 18201 Von Karman Ave #800, Irvine, California, 92612
Telephone: +1-510-552-8807
Rating: 4.95

Executive Branch Manager

Lumin Lending

4.95

(25)

University of Southern California

Mortgage

Mortgage Broker

University of Southern California

Contact Info

(510) 552-8807

Irvine, CA

https://luminlending.com/

Location & Business Hours

Business Hours

Wed

8 AM to 5 PM(Open now)

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.95

(25)

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Jennifer Ko has received a review with 5 star rating from Jennifer K

Jennifer was extremely helpful throughout the entire purchase process. She is caring, responsive, and made sure I understood what was happening every step of the way. She presented several loan options and took the time to explain the differences...

Reply from Jennifer Ko

October 5th, 2026 01:51 PM

Thank you, Mengchen, for sharing your experience. I'm glad to hear that you found my assistance helpful and appreciated the detailed guidance through the loan options. It was a pleasure working with you at Lumin Lending, ensuring you had the...

Good service

Reply from Jennifer Ko

September 25th, 2026 08:18 PM

I'm pleased to hear that you found the service good, Rusong. It was great working with you at Lumin Lending.

Jennifer Ko has received a review with 5 star rating from O T

Super hard working and thorough. Available 24/7 and a pleasure to work with! Thank you

Reply from Jennifer Ko

September 24th, 2026 09:05 PM

Thank you, Osman, for your kind words. I'm happy to hear that you found my dedication and availability helpful. Working with you at Lumin Lending was a pleasure as well!

It was such a pleasure working with Jennifer! She was professional, responsive and had great communication throughout the entire transaction. I look forward to working with her again!

Jennifer Ko has received a review with 5 star rating from HONGWEI Y

professional,efficent,and patient service.

Reply from Jennifer Ko

August 27th, 2026 08:35 PM

Thank you, Hongwei, for your kind words. I'm pleased to know that you found my service professional, efficient, and patient. If there's anything else I can assist you with, please feel free to reach out.

Jennifer walked me through every step and made the process easy!

Reply from Jennifer Ko

August 24th, 2026 05:50 PM

I'm glad to hear that I could make the process easy for you, Toya. Thank you for your kind words, and if you need any more assistance, please feel free to reach out.

Jennifer is dedicated, knowledgeable and incredibly hard working and always available will recommend her to others for sure

Reply from Jennifer Ko

August 21st, 2026 05:42 PM

Thank you, Osman, for your kind words. I'm pleased that you appreciated my dedication and availability. It's great to hear that you would recommend me to others, and I'm here whenever you need assistance.

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About

Jennifer is a seasoned loan officer with over 15 years of experience who began her career in mortgage operations, giving her a strong foundation in loan structure, qualification, and underwriting. She is experienced in Conventional, FHA, VA, and Non-QM loans, including DSCR, bank statement, P&L programs, HELOCs, home equity loans, and private money. Jennifer holds a BA in Economics from UC San Diego and an MBA from USC. In her free time, she enjoys golf and spending time with her mini Bernedoodle, Nana.

Products & Services

Mortgage Broker

FHA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Construction Loan

Home Equity Loan

Down Payment Assistance

Home Purchasing Assistance

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