

Alex Aerts
Mortgage Advisor


Michigan Technological University
At the heart of our approach is a belief that getting a mortgage should feel empowering—not overwhelming. Just like flipping on a light switch, finding the right home loan should be simple, clear, and tailored to you!
As your dedicated mor... Show More
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Alex and his team were truly wonderful to work with from beginning to end. They stepped in at the final stage of a transaction they were not originally part of and turned it around by saving the deal, all in exceptional time. I’m extremely...
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It closed so thats what made it great.
Alex and his team were excellent once again in assisting my buyer throughout the buying process. Thank you all for your hard work!
This is our second time working with Alex with financing. We trust him to be efficient, effective amd overall excellent in customer service.
The luminate team was on top of things. Our priority was to refinance at our earliest availability and not miss out on interest savings on our mortgage. They followed through and helped us achieve our goal. Having worked with luminate previously...
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Reply from Alex Aerts
March 31st, 2026 01:19 PM
Thank you so much for the kind words, I truly appreciate you taking the time to share your experience.I’m glad we were able to move quickly and help you take advantage of the opportunity for your savings. Timing matters in this market, and...
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I loved the clear and concise communication at every stage! The group texts, emails, calls all provided clear direction. Alex and his entire team were amazing!! Thank you so very much for making everything so easy!
Reply from Alex Aerts
March 31st, 2026 01:20 PM
Thank you so much for the kind words, I truly appreciate it. Clear and consistent communication is something we take seriously, so I’m glad you felt that every step of the way. That’s exactly the experience we aim to deliver. It was an absolute...
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Alex is great to work with. He is always a great communicator with a positive attitude. If I have a question or need guidance with a transaction, he is there. I recommend Alex to all my new clients.
Reply from Alex Aerts
March 31st, 2026 01:23 PM
Thank you and it means a lot that you give my team the opportunity to serve your clients and see the value in how we communicate and support each transaction. Always here to help however I can.
Communication was great and very informative all along the way.
Reply from Alex Aerts
March 31st, 2026 01:21 PM
Clear and informative communication is something we are very intentional about, so I’m glad that stood out throughout the process. It was a pleasure partnering together with you and looking forward to many more opportunities in the future!
Alex and his team walked us through our first home purchase and now a refinance! They were extremely proactive and efficient and communicated so clearly! Any questions we had were answered quickly. Thank you!
Reply from Alex Aerts
March 31st, 2026 01:21 PM
Thank you so much, I truly appreciate it. It means a lot that we were able to guide you through both your first home purchase and now your refinance. That’s exactly the kind of long term relationship we aim to build. I’m glad the communication...
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Alex was incredibly informative and engaged throughout the entire process making everything seemless
Reply from Alex Aerts
March 31st, 2026 01:24 PM
Thank you so much and I’m glad the process felt seamless and that the communication and guidance stood out. That’s exactly the experience we aim to create!
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About
At the heart of our approach is a belief that getting a mortgage should feel empowering—not overwhelming. Just like flipping on a light switch, finding the right home loan should be simple, clear, and tailored to you!
As your dedicated mortgage advisor, I take the time to understand your goals, priorities, and lifestyle. Then I match you with smart home financing solutions that fit—not force—your situation.
From application to closing (and beyond), I keep you informed every step of the way. You’ll never be left in the dark, because I’m always here to guide you with clarity, confidence, and care.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Refinance
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Education
- Michigan Technological UniversityMechanical EngineeringBachelor of Science (BS)

- University of Wisconsin-OshkoshMaster of Business Administration (MBA)

Positions
- Luminate Bank - Mortgage AdvisorApr 12th, 2021 - Current
Memberships
- Make A Wish Committee Member - Gourmet Wishes
- Nationwide Mortgage Licensing System
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2117071
Hobbies
- Golf
- Snowboarding
- DIY Projects
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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