

Alex Aerts
Mortgage Advisor


Michigan Technological University
At the heart of our approach is a belief that getting a mortgage should feel empowering—not overwhelming. Just like flipping on a light switch, finding the right home loan should be simple, clear, and tailored to you!
As your dedicated mor... Show More
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Alex saved the deal, the day, the clients! Previous lender didn’t know which end of their pencil to use, Alex had the lead in his pencil! Got the job done having a file less than 10 days. Can’t recommend highly enough!
Reply from Alex Aerts
October 21st, 2024 03:27 PM
Thank you so much for the amazing words for the team Ryan and I will be sure to echo this to everyone. It was our honor to be able to step and and make sure everyone had an outstanding experience all the way around and to also work to keep...
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After running into an issue with another appraisal, Alex and his team jumped on our case to help us order a secondary appraisal within a few days that allowed us to eventually close on the house we wanted. The communication and effort put in...
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Reply from Alex Aerts
October 21st, 2024 03:29 PM
James is was a complete honor here from our entire team to be able to serve you at the highest level to ensure you still closed on your home and keep the closing date given the appraisal challenge you experienced. You were just as amazing with...
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Alex and his team are solution oriented, professional, and genuine. It was an absolute pleasure working with him.
Reply from The Michael Creed Team
October 11th, 2024 03:38 PM
Thank you so much for your review!
Alex's approach to home lending is exceptional. He prioritizes making sure you fully understand every step of the process, ensuring there are no surprises along the way. His communication is top-notch, which is especially valuable in today's...
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Constant communication
easy to work with .
Reply from Alex Aerts
August 19th, 2024 01:53 PM
Thank you for the feedback, Nicholas! I'm thrilled to hear that you found the process of working with me and CrossCountry Mortgage, LLC easy. Your 5-star rating is greatly appreciated. Please do not hesitate to reach out if you need any further...
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Alex was extremely helpful throughout the whole process. We had a rather unpleasant experience years ago with a different lender and Alex definitely went above and beyond to make sure this time was different for us. We are so grateful for the...
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Reply from Alex Aerts
August 19th, 2024 01:53 PM
I'm really pleased to hear that you found the process with me to be different from your past experiences, Sarah. It's amazing to know that my efforts to provide weekly updates and encouragement were appreciated. I understand that the market...
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Alex was very helpful, patient, thorough, and understanding.
Reply from Alex Aerts
August 19th, 2024 01:53 PM
I'm thrilled to hear about your positive experience with me at CrossCountry Mortgage, Barbara! Your feedback means a lot and I'm glad I was able to help, support, and provide you with a thorough understanding of the process. Always here to...
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Alex was very responsive to any questions or concerns. I was a first time home buyer and felt that I was supposed to be doing more because of how seamless the process went - he made it so easy on us. Very happy with the care and attention we...
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Alex was referred to us by our realtor and we couldn't be happier with the whole loan process! We had a unique borrowing situation and had been told by another lender we would have to wait 6 months for a loan with them. Alex took a look at...
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Reply from Owner
June 1st, 2026 05:29 PM
Danyel, thank you so much for sharing your experience and for trusting our team with your home financing journey. Every situation is unique, and we're grateful for the opportunity to help find a path forward when others couldn't. Hearing that...
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About
At the heart of our approach is a belief that getting a mortgage should feel empowering—not overwhelming. Just like flipping on a light switch, finding the right home loan should be simple, clear, and tailored to you!
As your dedicated mortgage advisor, I take the time to understand your goals, priorities, and lifestyle. Then I match you with smart home financing solutions that fit—not force—your situation.
From application to closing (and beyond), I keep you informed every step of the way. You’ll never be left in the dark, because I’m always here to guide you with clarity, confidence, and care.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Refinance
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Education
- Michigan Technological UniversityMechanical EngineeringBachelor of Science (BS)

- University of Wisconsin-OshkoshMaster of Business Administration (MBA)

Positions
- Luminate Bank - Mortgage AdvisorApr 12th, 2021 - Current
Memberships
- Make A Wish Committee Member - Gourmet Wishes
- Nationwide Mortgage Licensing System
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2117071
Hobbies
- Golf
- Snowboarding
- DIY Projects
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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