

Zulema Ruiz
Branch Manager | NMLS# 387854

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Zulema and her team rocked it. It was the easiest and the best home mortgage transaction we have ever had. We will be using her services going forward on our future transactions. If we could give the team 10 stars we would. Happy clients.
Zulema and her team rocked it. It was the easiest and the best home mortgage transaction we have ever had. We will be using her services going forward on our future transactions. If we could give the team 10 stars we would. Happy clients.
Thank you so much Zulema for making our dream of home ownership come true. We truly appreciate all the late night hours of work calls and always being available to answer our questions and concerns. ❤️
Reply from Owner
April 27th, 2023 06:27 PM
My pleasure Liz! All the best to you and please remember that I am here to help you today and tomorrow
(Translated by Google) OMG, you're the best in Miami! Thanks to you, I was able to refinance my house. I tried with the banks and didn't qualify, but with My Mortgage it was possible. Thank you so much for helping me refinance my house, Zulema,...
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Reply from Owner
April 27th, 2023 06:27 PM
Muchisimas gracias! Fue un placer ayudarte
Omg lo mejores en Miami gracias ustedes pude refinanciar mi casa trate con los banco u no calificaba pero con My Mortgage si fue posible Gracias mil por ayudarme a refinanciar mi casa Zulema eres the bests in the word
Reply from Owner
May 6th, 2023 12:00 AM
Muchisimas gracias! Fue un placer ayudarte
the best mortgage company: after trying to work with three companies Zulema Ruiz (ZulemaLoans) in spite of all the contradictions presents she fought tirelessly until the end succeeded on my property refinancing. Thank you for helping me.
Reply from Owner
April 27th, 2023 06:27 PM
Thank you!
Very grateful for Zulema's attention she is very sweet and professional, always willing to help an clarify doubts. I recommend it 100%. YOU ARE IN GOOD HANDS.
Reply from Owner
April 27th, 2023 06:28 PM
Than you so much!
(Translated by Google) The most important thing for me in the buying process is having people I can trust. People who take their work seriously and responsibly, and Zulema and her team exceed that standard. They make the process easy, they...
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Reply from Owner
February 9th, 2022 01:20 AM
Zunay y Luis, muchas gracias por tan hermosas palabras. Sin duda son nuestra motivación para poner todo el esfuerzo y empeño posible en ayudar a familias como ustedes a realizar su sueño. Significan mucho para mi y mi equipo. Muchas gracias!!...
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Lo más importante para mí en el proceso de compra es contar con gente en la que puedas confiar. Que se tomen su trabajo en serio, con responsabilidad y Zulema y su equipo sobrepasan ese standard. Te facilitan el proceso, te escuchan, te hablan...
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Reply from Owner
May 6th, 2022 12:00 AM
Zunay y Luis, muchas gracias por tan hermosas palabras. Sin duda son nuestra motivación para poner todo el esfuerzo y empeño posible en ayudar a familias como ustedes a realizar su sueño. Significan mucho para mi y mi equipo. Muchas gracias!!...
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Zulema and her team were very knowledgeable, virtuous and professional. Zulema in particular was able to find various different options to achieve and purchase my dream home! I highly recommend her! I’ve worked with many brokers in the past...
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Reply from Owner
January 20th, 2022 05:03 PM
Thank you so much for the beautiful and complementary comments. You were a model client, always so proactive and helpful which made a this possible. It was my pleasure helping you and I look forward to assisting you and yours with your mortgaging...
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Service
Refiance
HELOANS & HELOCS
Reverse Mortgages
Hard Money
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387854
Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.