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Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Reviews from Web
Zack with Element Mortgage was very helpful, always kind, quick to respond and timely with deadlines. We would seek him out again for another purchase.
Everything was great. We felt very supported through the whole process. Even with the distance between us.
Excellent, he did amazing and we were happy with how he handled our loan. We recommend him to anyone!
Zack Pappuleas with Element Mortgage was professional, warm, and helpful throughout our home buying experience. We would recommend him to anyone in the Treasure Valley and if we buy another home in the coming years we will reach out to him...
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Reply from Owner
December 7th, 2021 12:00 AM
Thank you for the kind words Krista! Thank you for the opportunity to help! So happy you and Wayne were able to find an amazing home!
Zack has his team we’re extremely easy to work with. Everything went smooth and his professionalism and attention to detail were top notch. I can’t recommend him enough!
Reply from Owner
November 16th, 2021 12:00 AM
Thank you so much for the kind words Brenda! Thank you for entrusting our team to help on your refinance!
Zack and his team were professional and easy to work with.
Zack was awesome! He was available when we needed him and answered any questions we had. He was fast and efficient. Highly recommend.
Zack was great about keeping constant communication throughout our process of refinancing our current home in order to make a down-payment and purchase a new home. There were a lot of moving parts and date changes that would put a strain on...
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Zack was amazing through the entire process with my recent home loan. He was courteous, professional, and went the extra mile to make sure everything was handled smoothly and efficiently. I will definitely recommend Zack and if I need a loan...
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Reply from Owner
November 16th, 2021 12:00 AM
Thank you so much for the kind words Jessica!! Thank you for entrusting our team to help you, we are so excited for you! Enjoy your new home and welcome to Idaho!
I have worked with Zack on the refinance of my home. Zack is very professional, knowledgeable and very responsive. It was a pleasure working with Zack again. I highly recommend! Thanks again
Reply from Owner
October 8th, 2021 12:00 AM
Appreciate the kind words! Thank you for entrusting me to help on your refinance!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery





Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095