Zachary Santo at CrossCountry Mortgage's Cover Image
Zachary Santo at CrossCountry Mortgage - Branch Manager | NMLS #1662545 in Cleveland, OH

Zachary Santo at CrossCountry Mortgage

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Branch Manager | NMLS #1662545

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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  • TotalExpert
    R
    Ralph J
    Moyock, NC
    Posted on January 13th, 2026 05:07 PM
    Thank you Zack. Once again you did an awesome job.
    Reply from Zachary Santo
    January 20th, 2026 05:07 PM
    I appreciate your kind words, Ralph. I'm pleased to know that you were satisfied with my work. If you need any assistance in the future or have further questions, don't hesitate to reach out.
  • TotalExpert
    J
    Jerry L J
    Fort Myers, FL
    Posted on January 3rd, 2026 05:19 PM
    Overall Everything was Good
    Reply from Zachary Santo
    January 12th, 2026 04:24 PM
    I'm glad to hear everything went well with your experience. If there's anything more I can do for you or any questions you have in the future, feel free to reach out. Thank you!
  • TotalExpert
    D
    Dustin B
    Maggie Valley, NC
    Posted on December 5th, 2025 03:47 PM
    Try to keep the customer better informed throughout the process
  • API
    C
    Clarissa A
    Topeka, KS
    Posted on June 28th, 2025 11:14 AM
    On our initial conversation, I was stressed out, my lease on my apartment was coming due and I really wanted to try and buy my own home. By chance I answered his call and from the beginning i felt very reassured about making the decision to...
    read more
    Reply from Zachary Santo
    July 5th, 2025 11:16 AM
    I'm thrilled to hear that I was able to reassure you and assist with your home buying journey. It's great to know that you felt supported throughout the process, especially with the down payment and closing costs. Thank you for your kind words...
    read more
  • API
    D
    Debra S
    Assonet, MA
    Posted on May 11th, 2025 07:09 PM
    Upset by the last minute need for more documentation, being given a closing date only go have it delayed for another week. I am not nlaming blaming Zack or anyone in particula, it was just a stressful proceas, although I know this happens more...
    read more
  • API
    D
    Douglas P
    Big Lake, MN
    Posted on April 17th, 2025 05:01 PM
    Professional - Industry knowledge
    Reply from Zachary Santo
    April 24th, 2025 05:04 PM
    Thank you, Douglas, for highlighting my professionalism and industry knowledge. I'm glad to have been able to assist you effectively. If you have any further questions or need additional support, please feel free to reach out.
  • API
    Y
    Yelena A
    Waxhaw, NC
    Posted on March 10th, 2025 06:33 PM
    There were many delays and rescheduled closings. The communication was poor, we had to reach out ourselves to get any kind of information about weather the closing was going to happen or not. On two occasions we waited until 30min before the...
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  • API
    D
    Debra N
    Mentor, OH
    Posted on March 8th, 2025 12:18 PM
    xxxxxxxxxx
    Reply from Zachary Santo
    March 15th, 2025 12:20 PM
    Thank you so much for your feedback, Debra! I'm thrilled to hear about your positive experience with CrossCountry Mortgage. It was a pleasure working with you and helping you navigate the mortgage process. If you ever have any questions or...
    read more
  • API
    L
    Luis P
    Kissimmee, FL
    Posted on August 24th, 2024 07:05 PM
    Smooth process
    Reply from Zachary Santo
    August 31st, 2024 07:05 PM
    I'm thrilled to hear you found the process smooth, Luis! It's always my goal to ensure a seamless experience for all my clients at CrossCountry Mortgage, LLC. Your positive feedback means a lot, and I appreciate the perfect rating. If you ever...
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  • API
    M
    Morgan S
    Eastlake, OH
    Posted on July 3rd, 2024 03:39 PM
    Zach was amazing and always answered questions appropriately. The rest of the group had terrible communication.
    Reply from Zachary Santo
    July 10th, 2024 03:40 PM
    I appreciate your honest feedback, Morgan. It's great to hear that you found my service satisfactory and felt your questions were answered effectively. I apologize however for the communication issues you experienced with the rest of the team....
    read more
  • 11–20 of 24
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1662545 | Branch NMLS #3029
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 1662545
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS