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Zachary Santo at CrossCountry Mortgage - Branch Manager | NMLS #1662545 in Cleveland, OH

Zachary Santo at CrossCountry Mortgage

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Branch Manager | NMLS #1662545

4.53
(20)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Overall Ratings
4.53
(20)
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Reviews from Web
  • 4.0
    TotalExpert
    L
    Lynette W
    Bennett, CO
    Posted on May 25th, 2026 02:21 PM
    From tge moment we made the call and met Zach, we felt at ease he explained rhe process and was very responsive to all of our questions. once the process started , we were introduced to Stephanie Smith, Ms. Smith was gracious, friendly, knowledgeable...
    read more
  • 5.0
    write_review_unverified
    J
    Joanna I
    Posted on May 12th, 2026 09:29 PM
    If you’re looking for someone knowledgeable, responsive, and genuinely invested in helping people through the home buying process, I highly recommend working with Zachary Santo with CrossCountry Mortgage. Their communication, professionalism,...
    read more
  • 5.0
    TotalExpert
    W
    William S
    Reston, VA
    Posted on April 27th, 2026 12:27 PM
    fast, short and successful
    Reply from Zachary Santo
    May 4th, 2026 12:43 PM
    I'm glad to hear that the process was fast and successful for you, William. If there's anything else you need or any questions you have, please feel free to reach out.
  • 5.0
    TotalExpert
    V
    Vanessa T
    Mentor, OH
    Posted on March 21st, 2026 10:21 PM
    Fantastic team to work with! Extremely on it in every aspect! Highly recommend! Thank you so much for such a smooth transaction!
    Reply from Zachary Santo
    March 30th, 2026 05:25 PM
    I enjoyed working with you. Thanks for the great feedback.
  • 5.0
    TotalExpert
    A
    Alex B
    Mentor, OH
    Posted on March 21st, 2026 06:24 PM
    Incredible
    Reply from Zachary Santo
    March 30th, 2026 03:34 PM
    It's great to hear that your experience was so positive, Alex. If there's ever anything more I can assist you with or any questions you have, don't hesitate to get in touch. Thank you for sharing your feedback.
  • 4.75
    TotalExpert
    M
    Maxwell P
    Salem, MA
    Posted on March 20th, 2026 12:20 AM
    Went seamless and smooth. Stephanie Smith was pleasant and enjoyable to work with as well.
    Reply from Zachary Santo
    March 27th, 2026 03:12 PM
    I'm glad to hear that the process was seamless and smooth for you, Maxwell. It’s wonderful to know that working with both me and Stephanie made your experience enjoyable. If you have any more questions or need further assistance, feel free...
    read more
  • 5.0
    TotalExpert
    R
    Ralph J
    Moyock, NC
    Posted on January 13th, 2026 05:07 PM
    Thank you Zack. Once again you did an awesome job.
    Reply from Zachary Santo
    January 20th, 2026 05:07 PM
    I appreciate your kind words, Ralph. I'm pleased to know that you were satisfied with my work. If you need any assistance in the future or have further questions, don't hesitate to reach out.
  • 5.0
    TotalExpert
    J
    Jerry L J
    Fort Myers, FL
    Posted on January 3rd, 2026 05:19 PM
    Overall Everything was Good
    Reply from Zachary Santo
    January 12th, 2026 04:24 PM
    I'm glad to hear everything went well with your experience. If there's anything more I can do for you or any questions you have in the future, feel free to reach out. Thank you!
  • 4.25
    TotalExpert
    D
    Dustin B
    Maggie Valley, NC
    Posted on December 5th, 2025 03:47 PM
    Try to keep the customer better informed throughout the process
  • 5.0
    API
    C
    Clarissa A
    Topeka, KS
    Posted on June 28th, 2025 11:14 AM
    On our initial conversation, I was stressed out, my lease on my apartment was coming due and I really wanted to try and buy my own home. By chance I answered his call and from the beginning i felt very reassured about making the decision to...
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    Reply from Zachary Santo
    July 5th, 2025 11:16 AM
    I'm thrilled to hear that I was able to reassure you and assist with your home buying journey. It's great to know that you felt supported throughout the process, especially with the down payment and closing costs. Thank you for your kind words...
    read more
  • 10 of 20
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1662545 | Branch NMLS #3029
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    436
    /850
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 1662545
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS