

Zachary Hayes
Loan Originator | NMLS# 939869

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Reviews from Web
Zach was helpful and completed my loan in record speed. Thanks again!
Reply from Zachary Hayes
October 30th, 2026 02:31 PM
Katherine, I'm happy to know that I could assist you and complete your loan quickly. Thank you for choosing Envoy Mortgage Ltd for your needs.
Great communication, easy to get ahold of with any questions. very friendly and helpful
Reply from Zachary Hayes
October 19th, 2026 05:21 PM
Anna, I appreciate your feedback and am pleased to know you found my communication clear and accessible. It's great to hear that I could be friendly and helpful throughout your experience with Envoy Mortgage Ltd.
Zac was very friendly and informative!
Reply from Zachary Hayes
October 12th, 2026 03:16 PM
Ethan, I'm pleased to hear that you found me friendly and informative during your experience with Envoy Mortgage Ltd. Thank you for sharing your feedback!
Zac Hayes was great and kept on top of the whole process
Reply from Zachary Hayes
September 11th, 2026 01:09 PM
Anne, I'm glad to hear that you felt I was able to effectively manage the process. Thank you for your kind words and for trusting me with your mortgage needs.
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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(877) 232-2461 or (713) 977-8005
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