

Zach Taylor at CrossCountry Mortgage
Senior Mortgage Advisor | NMLS #315344

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Zach and his team were a pleasure to work with! They were extremely responsive, transparent, and timely througout the entire process. I'll be reaching out to Zach for any future refinancing or mortgage needs!
Reply from Zach Taylor
June 27th, 2025 01:27 PM
I'm thrilled to hear that you had such a positive experience working with us. It was a pleasure assisting you, and I look forward to helping with any future refinancing or mortgage needs. Thank you for your kind words!
Zach and his team were a pleasure to work with! They were extremely responsive, transparent, and timely througout the entire process. I'll be reaching out to Zach for any future refinancing or mortgage needs!
Reply from Owner
February 13th, 2025 05:48 PM
Thank you for the kind words about your smooth closing in Carlsbad. I will be monitoring rates closely for a refinance with significant savings .Best to you and Darla and the family.
Zach and his team were a pleasure to work with! They were extremely responsive, transparent, and timely througout the entire process. I'll be reaching out to Zach for any future refinancing or mortgage needs!
Reply from Zach Taylor at CrossCountry Mortgag...
February 10th, 2025 09:03 PM
Hi Nick. Thank you for the 5 star review. We specialize in speed and transparency in order to help our clients get their offer accepted on the home they love! Yes, we have a system to monitor rates closing so we can jump on a money saving mortgage...
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Thank you Zach! You made everything so easy!!
Reply from Zach Taylor at CrossCountry Mortgag...
February 7th, 2025 09:56 PM
Thank you for choosing us as your local Carlsbad lender! I love the photo of you and the family with John Zimmer in front of your new pad. Smooth and easy is what we do!
Zach is awesome! He responded right away to my inquiries and was efficient, very easy to talk to, and well informed. I felt supported & was given helpful recommendations. Thank you, Zach! I highly recommend him!
Reply from Zach Taylor at CrossCountry Mortgag...
February 5th, 2025 11:06 PM
Katie, it was a genuine pleasure working with you! I'm thrilled to hear that you felt supported and found the process efficient. My goal is always to make the mortgage experience as smooth and informed as possible, so your feedback means a...
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Zach and the team were so helpful and responsive. He answered all of our questions and ran multiple scenarios with us. He kept in touch and made sure we had everything we needed. We would definitely work with Zach again next time we need a...
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Reply from Zach Taylor
June 27th, 2025 01:27 PM
I'm thrilled to hear that you found our assistance helpful and responsive throughout the process. It was a pleasure working with you, and I'm glad I could address your questions and provide the scenarios you needed. I look forward to the opportunity...
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Zach and the team were so helpful and responsive. He answered all of our questions and ran multiple scenarios with us. He kept in touch and made sure we had everything we needed. We would definitely work with Zach again next time we need a...
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Reply from Zach Taylor
January 31st, 2025 12:40 PM
Kristy, it was an absolute pleasure working with you and I'm so glad we could help you find the right loan. I really appreciate you taking the time to share your experience. Helping folks understand their options and finding the best fit is...
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The entire process was smooth from start to finish. Great advice on our loan options and a great team to help us through the approval process. We really appreciate Zach's guidance and communication throughout.
Reply from Zach Taylor at CrossCountry Mortgag...
January 14th, 2025 05:43 PM
I'm thrilled to hear you had a great experience with my team. Rob, It's fantastic to know the process was smooth for you from start to finish and that you found our advice and approval process beneficial. Your appreciation for my guidance and...
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I cannot say enough great things about Zach & his team! Their ability to go out of their way to make you feel comfortable and informed throughout the process is such a benefit. They are world class in this space and I cannot say enough good...
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Reply from Zach Taylor at CrossCountry Mortgag...
December 5th, 2024 10:52 PM
Hi Dustin. Thanks for the amazing review. I will share with Maddie and Jennifer. We love helping first time buyers stop paying their landlord's mortgage! We strive to help our clients get all of the info to make a confident decision about one...
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Zach Taylor at CrossCountry Mortgage has received a review with 5 star rating from Corey R
Reply from Owner
December 3rd, 2024 12:47 AM
Thank you for choosing us for your financing!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #315344 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Mortgage Loan ConsultantAug 1st, 2022 - Current
Memberships
- Vesta Divorce
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- 315344
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Awards
Achievements
- Multi Year President Club Winner for High Volume
Hobbies
- surfing
- mountain biking
- reading
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095