

Zach Taylor at CrossCountry Mortgage
Senior Mortgage Advisor | NMLS #315344

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Very dedicated. Always available to answer questions and talk through things. extremely knowledgable and a genuine person. highly recommend!
Reply from Zach Taylor
July 13th, 2025 04:49 AM
Thank you, Elizabeth, for your kind review. It's great to know that my dedication and availability were helpful to you. I always strive to provide clear and informed guidance, so I am grateful to hear you felt supported and understood. Your...
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Zach and his team were communicative and transparent, which made this entire process less overwhelming and confusing. We appreciate the time and effort newded needed to close in 19 days!
Reply from Owner
June 25th, 2025 09:21 PM
Thanks , Nali! Communication is the key and having our industry leading fully underwritten fast track approval is also key! Thanks for listening to our recommendations over the past year as we got your preapproval up to a price range that worked...
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Zach and his team were communicative and transparent, which made this entire process less overwhelming and confusing. We appreciate the time and effort newded needed to close in 19 days!
Reply from Owner
June 25th, 2025 08:57 PM
Thanks Nali! Strong communication with our fully underwritten preapproval is the key to getting an offer accepted and closing with best possible terms! Thanks to you Alex for listening to our recommendations to get you to the price point you...
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Zach and his team were communicative and transparent, which made this entire process less overwhelming and confusing. We appreciate the time and effort newded needed to close in 19 days!
Reply from Zach Taylor at CrossCountry Mortgag...
June 25th, 2025 08:58 PM
Thanks Nali! Strong communication with our fully underwritten preapproval is the key to getting an offer accepted and closing with best possible terms! Thanks to you Alex for listening to our recommendations to get you to the price point you...
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Working with Zach and his team was an easy and straight forward experience . They are quick to respond and get everything done on time they are real pros in this industry .
Reply from Zach Taylor at CrossCountry Mortgag...
May 19th, 2025 07:18 PM
I'm thrilled to hear that your experience with my team and me was easy and straightforward. We strive to be responsive and efficient, and your feedback reinforces our efforts. Thank you for acknowledging our professionalism.
Zach and his team were very easy to work with, and very responsive throughout the whole process.
Reply from Owner
May 20th, 2025 06:00 PM
I'm thrilled to hear that you found the process easy and that our team's responsiveness met your expectations. It was a pleasure working with you for the 3rd time, and I appreciate your kind words. Clients who come back to us are so kind to...
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Zach and his team were very easy to work with, and very responsive throughout the whole process .
Reply from Zach Taylor at CrossCountry Mortgag...
May 19th, 2025 07:19 PM
I'm thrilled to hear that you found the process easy and that our team's responsiveness met your expectations. It was a pleasure working with you, and I appreciate your kind words.
I was kept informed throughout the whole process. When asking for items from me I was given a comprehensive list, rather than being asked for one item at a time.
i genuine enjoyed the experience.
Reply from Zach Taylor at CrossCountry Mortgag...
April 2nd, 2025 07:42 PM
I'm thrilled to hear that you felt informed throughout the mortgage process and appreciated the comprehensive approach we took. It was a pleasure assisting you, and I'm glad you enjoyed the experience. I want my clients to have all of the facts...
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Zach and the entire team were incredibly professional. They anticipated our every need and answered questions well before we needed to ask them. Every detail was thought of, discussed and communicated clearly. It was amazing working with them...
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Reply from Zach Taylor at CrossCountry Mortgag...
June 27th, 2025 01:27 PM
I'm thrilled to hear that you had such a positive experience with our team. It was a pleasure to assist you, and I'm glad we could make the process enjoyable and stress-free. Thank you for your kind words and look forward to referrals for any...
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Zach and the entire team were incredibly professional. They anticipated our every need and answered questions well before we needed to ask them. Every detail was thought of, discussed and communicated clearly. It was amazing working with them...
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Reply from Zach Taylor
March 30th, 2025 08:44 PM
I'm thrilled to hear that your experience with our team was so positive. It was a pleasure working with you, and I'm glad we could make the process smooth and enjoyable. Thank you for your kind words, and I look forward to assisting you in...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #315344 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Mortgage Loan ConsultantAug 1st, 2022 - Current
Memberships
- Vesta Divorce
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- 315344
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Awards
Achievements
- Multi Year President Club Winner for High Volume
Hobbies
- surfing
- mountain biking
- reading
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095