Zach Paul
Branch Manager
My #1 priority is to assist you in determining the right mortgage product for your purchase or refinance transaction. I pride myself on my product knowledge so you can be assured you are in the right mortgage based upon your need’s and not ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
9 AM to 6 PM
Sun
11 AM to 6 PM
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Reviews from Web
Kelham made the progress so smooth and went well above and beyond my expectations of any loan officer. I will definitely be a life long customer and will absolutely recommend Kelham to anyone I know looking for a loan!
Had a couple emails go unanswered which lead to closing date confusion and information/documents that were not gotten on time.
Reply from Patty Newby
February 25th, 2025 08:35 PM
Conner, so thrilled we could be a continued mortgage solutions for your family.. I can't say much here due to privacy, but I know we were trying to connect and texting. In all mortgages, we do the mortgage / loan side. However in all mortgages...
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Everything was great. Two things I’d reccomend.1. Having a chain email wasn’t very efficient I would have preferred to have it all uploaded to the portal.2. Getting my CD one hour before the banks close the day before closing really stressed...
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Reply from Patty Newby
February 25th, 2025 08:35 PM
Phil, thanks for your trust and feedback!! whoop... Yes, we are using a new system, that will eliminate some emails! The ICD goes out 7 days ahead to give the estimate, cash to close. It's about 99% accurate, except that final property taxes,...
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Easy, convenient, and Great communication
HAD THEIR STUFF TOGETHER. VERY SMOOTH AND FAST.
Easy to work and very friendly!
Kelham was extremely professional and made the process very easy!
Patty was easily reached through calls or e-mail and offered great advice through the home buying experience. The best thing about it was the extended rate lock!
Excellent communication throughout the entire process!
Communication
631–640 of 960
About
My #1 priority is to assist you in determining the right mortgage product for your purchase or refinance transaction. I pride myself on my product knowledge so you can be assured you are in the right mortgage based upon your need’s and not mine.
I genuinely enjoy working with first time homebuyers. It is a priceless reward when I see the look on my client’s face when they are handed their keys. My pledge is to provide you with a completely transparent and streamlined approval process. With my experience and commitment, you can feel confident with me as your Loan Officer and US Mortgage Corporation as your Lender. Together, we will work for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
conventional
FHA
VA
Bridge Loans
Jumbo
Bankstatement
Investment
100% Financing
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Memberships
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2060757
Hobbies
- Sports
- Spending time with Family
- Hiking
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