Zach Cook
Arnoult
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
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9 AM to 5 PM
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Reviews from Web
Nice to work with you, good communicatio, good job with everythin.
Reply from Zach Cook
March 5th, 2026 03:55 PM
Pedro, It was a pleasure working with you, and I appreciate your kind words. Congrats on your new home!
Zach is very patient and helpful. He explained everything and kept us informed every step of the
Reply from Zach Cook
March 5th, 2026 03:56 PM
Thank you! Congrats on your new home and if there's anything more you need, feel free to reach out.
Zach was available to answer questions and work through concerns regardless of the time or the day. We spoke on a bank holiday and over a weekend.
Reply from Zach Cook
March 5th, 2026 03:57 PM
Thanks Aaron, I appreciate you letting me help your family!
Zach worked overtime to get our mortgage underway! As two self-employees, this process can be complicated, but zach made it happen with ease! Thank you Zach!
Reply from Zach Cook
March 5th, 2026 03:57 PM
Thank you, Kelsey! Congratulations on your beautiful new home
Zach was amazing in this ver long over year process with us. Everything time we thought we had found the one. Zach and his team were on top of everything. When each one fell through , he reassured us the right one will pop. When the right pop...
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Reply from Zach Cook
March 5th, 2026 04:00 PM
Thank you Misty, I am happy that you were able to find the perfect house for you and your family!
The level of communication Zach provided is unmatched. From the initial application to closing the loan, he was always available to answer any and all the questions I had. Especially as a first time homebuyer, Zach really went above and beyond...
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Reply from Zach Cook
March 5th, 2026 04:01 PM
Haley, I'm grateful for your kind words about the communication and support I provided during your home loan process. It's important to me that first-time homebuyers feel confident and well-informed. I'm pleased to know that I could assist...
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Very helpful
Reply from Zach Cook
March 5th, 2026 04:01 PM
Thank you Mrs. Rosalind. Congratulations on your new Condo!
The main thing that made our experience great was Zach. We recently worked with Zach on our home loan, and the experience was outstanding from start to finish. They were responsive, organized, and clear in their communication, making each step...
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Reply from Zach Cook
November 17th, 2025 04:14 PM
Thank you! I appreciate you leaving a review and it was a pleasure to work with you. Congrats on your new home!
Zach's attention to detail, and his willingness to work with a "difficult" client. we are self employed and it made getting approved for a mortgage complicated. Zach went above and beyond for over a year to help us make sure our finances were...
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Reply from Zach Cook
November 17th, 2025 04:13 PM
I'm glad to have been able to support you through the mortgage process. I’m pleased that we could work together effectively over the year to make this happen. If you need any further assistance, please feel free to reach out and congrats on...
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Zach was a great help throught the process and I appreciate his ability to be available whenever needed. 10/10 service!
Reply from Zach Cook
November 17th, 2025 04:08 PM
Remy, I'm glad you felt well-assisted. Should you need anything further or have more questions, I'm just a call or message away. Thank you for your kind words!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2453985
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.