Zach Cook
Arnoult
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Helped me every step of the way and was very knowledgeable and open about all the options I had
The buying process was made very easy
Zach was amazing.
Zach was a pleasure to work with. He was always responsive and clear with his communication, helping me understand all of my options.
Very knowledgeable. Zach was always available to answer questions even on weekends. Very helpful throughout the whole process.
They always followed up and check in with us.
Zach was very knowledgeable and made sure I understood everything happening throughout the entire process. He also always stayed on top of everything and made the process very easy for us.
He made himself Available and the information understandable.
Reply from Zach Cook
May 6th, 2026 03:06 PM
I'm pleased to hear that I was able provide clear information for you, Logan. If there's anything else you need, I'm here to help. Thank you for your kind words!
Zach answered all my questions and made me feel at-ease as a first time home buyer. He was always available, even outside business hours, and guided me throughout the whole process. Above all, Zach is genuine and transparent.
Reply from Zach Cook
May 6th, 2026 03:05 PM
Robert, I'm grateful for your kind words and am pleased to hear that I could help make your first home-buying experience smoother. Being available to guide you, even outside of business hours, is something I strive for. Thank you for trusting...
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Zach was very pleasant and responsive to all of my questions and kept me updated on the next steps throughout the process. He was available outside of business hours. It couldn't have gone any smoother. He was very knowledgeable and guided...
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Reply from Zach Cook
May 6th, 2026 03:05 PM
James, I'm grateful for your kind words and pleased to hear that I could assist in making the process smooth and stress-free for you. Being available and responsive is something I strive for, so it’s appreciated to know it helped. Thank you...
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2453985
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.