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Xavier Lovelace - Home Equity Specialist in Roseville, CA

Xavier Lovelace

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Home Equity Specialist

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Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
93%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Angela V
    HELTONVILLE, IN
    Posted on October 18th, 2026 01:38 PM
    Xavier really made the difference for me to get the loan... I have talked to other's that work there and didn't get a loan bc I couldn't understanding what they were talking about. Xavier really explained and broke it all the way down. THANK...
    read more
    Reply from Xavier Lovelace
    October 26th, 2026 05:27 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    D
    Darrin W
    HOPE MILLS, NC
    Posted on October 10th, 2026 11:08 AM
    Ease of the whole
    Reply from Xavier Lovelace
    October 19th, 2026 01:23 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    E
    Emily B
    COLUMBUS, OH
    Posted on October 7th, 2026 02:10 AM
    I prefer to do things via phone rather than email and it was difficult to get in touch once the process was beyond the initial application.
    Reply from Xavier Lovelace
    October 14th, 2026 03:27 PM
    I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
  • Encompass
    J
    Julian W
    PEORIA, IL
    Posted on October 6th, 2026 02:19 AM
    The 1st attempt did not go well months e. Xavier called back and made the process super simple and easy. Extremely nice guy and a pleasure to work with.
    Reply from Xavier Lovelace
    October 13th, 2026 05:47 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • Encompass
    N
    Nicole S
    BLOOMINGTON, IN
    Posted on September 27th, 2026 01:21 PM
    Great experience
    Reply from Xavier Lovelace
    October 5th, 2026 06:59 PM
    Thank you for your response. If there is anything we can do to improve our offering, please let us know.
  • Encompass
    A
    Allen L
    FLORISSANT, MO
    Posted on September 26th, 2026 11:13 AM
    Xavier is awesome to work with and talk to. He is the best I ever dealt with and he should get a raise!!
    Reply from Xavier Lovelace
    October 5th, 2026 07:29 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
    R
    Ruby P
    DIXON, CA
    Posted on September 24th, 2026 06:08 PM
    Xavier Lovelace was very helpful in explaining HELOC and in implementing and completing the loan process.
    Reply from Xavier Lovelace
    October 1st, 2026 06:08 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    M
    Michael S
    CHANDLER, AZ
    Posted on August 25th, 2026 01:51 PM
    Xavier was very professional and knowledgeabl. He made sure I understood the the process and everything went smoothl. it was a very positive experience
    Reply from Xavier Lovelace
    September 1st, 2026 01:51 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • Encompass
    R
    Rhonda R
    PHILADELPHIA, PA
    Posted on August 15th, 2026 10:49 PM
    Xaviera Lovelace. He was the most patient gentleman. He was very knowledgeable. He was able to answer any question I didn't understand. I never had a representative to take the time who made me feel comfortable and relaxed in an area where...
    read more
    Reply from Xavier Lovelace
    August 24th, 2026 02:16 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    D
    Dana E
    COLUMBUS, OH
    Posted on August 12th, 2026 07:45 AM
    Everything was explained well. Questions were answered. All information was provided. Very professional.
    Reply from Xavier Lovelace
    August 19th, 2026 06:15 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 11–20 of 100
    About
    Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience. We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    GoodLeap, LLC. 8781 Sierra College, Roseville, CA 95661, 844-227-2489, NMLS #30336. www.nmlsconsumeraccess.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4170047. Arizona Mortgage Banker License #0935960. Nevada –Nevada Mortgage Company License #4260. Oregon –Oregon Mortgage Lender License #ML-3256. Texas –Texas SML Residential Mortgage Loan Servicer Registration NMLS# 30336, Mortgage Banker Registration NMLS# 30336. Washington –LLC NMLS ID #30336 Washington Consumer Loan Company License #CL-30336. Florida- Florida Mortgage Lender Servicer License # MLD898. Colorado –Regulated by the Division of Real Estate. Mortgage Company Registration. Alabama -Alabama Consumer Credit License #22277. Idaho –Idaho Mortgage Broker/Lender License # MLB-8279. For a list of additional approved states we are licensed in see https://goodleap.com/licenses.