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Xavier Lovelace - Home Equity Specialist in Roseville, CA

Xavier Lovelace

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Home Equity Specialist

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Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
95%
4 Star
5%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    E
    Elvis L H
    SYLMAR, CA
    Posted on June 9th, 2026 11:49 PM
    Xavier Lovelace is the best financial advisor I have met.He explained everything well. He had a game plan to help me reach my goal. He followed up, executed each step, and helped me accomplished my goal. I look forward to keep working with...
    read more
    Reply from Xavier Lovelace
    June 17th, 2026 02:44 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
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    Terri P
    YOUNGSTOWN, OH
    Posted on January 25th, 2026 05:31 PM
    Xavier is awesome. He bent over backwards for me with this loan helped me with so many details. he addressed all my concerns and put me at ease through this whole experience. i'm so appreciative of everything he's done for me.
    Reply from Xavier Lovelace
    February 2nd, 2026 06:57 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
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    Raquel M
    MARIETTA, GA
    Posted on June 12th, 2025 03:07 AM
    I would have never had got a loan had it not been for Xavier Lovelace , who patiently guided me step by step through he daunting experience of borrowing money.He was more like a son than a financier who, without pressuring me helped me to put...
    read more
    Reply from Xavier Lovelace
    June 14th, 2025 08:50 PM
    I'm happy to hear that I could assist you through the loan process and provide you with the support you needed. It's important to me that you feel comfortable and informed every step of the way. Please don't hesitate to reach out if you encounter...
    read more
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    Darrin W
    HOPE MILLS, NC
    Posted on October 10th, 2026 11:08 AM
    Ease of the whole
  • Encompass
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    Emily B
    COLUMBUS, OH
    Posted on October 7th, 2026 02:10 AM
    I prefer to do things via phone rather than email and it was difficult to get in touch once the process was beyond the initial application.
    Reply from Xavier Lovelace
    October 14th, 2026 03:27 PM
    I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
  • Encompass
    J
    Julian W
    PEORIA, IL
    Posted on October 6th, 2026 02:19 AM
    The 1st attempt did not go well months e. Xavier called back and made the process super simple and easy. Extremely nice guy and a pleasure to work with.
    Reply from Xavier Lovelace
    October 13th, 2026 05:47 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • Encompass
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    Nicole S
    BLOOMINGTON, IN
    Posted on September 27th, 2026 01:21 PM
    Great experience
    Reply from Xavier Lovelace
    October 5th, 2026 06:59 PM
    Thank you for your response. If there is anything we can do to improve our offering, please let us know.
  • Encompass
    A
    Allen L
    FLORISSANT, MO
    Posted on September 26th, 2026 11:13 AM
    Xavier is awesome to work with and talk to. He is the best I ever dealt with and he should get a raise!!
    Reply from Xavier Lovelace
    October 5th, 2026 07:29 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
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    Ruby P
    DIXON, CA
    Posted on September 24th, 2026 06:08 PM
    Xavier Lovelace was very helpful in explaining HELOC and in implementing and completing the loan process.
    Reply from Xavier Lovelace
    October 1st, 2026 06:08 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    Michael S
    CHANDLER, AZ
    Posted on August 25th, 2026 01:51 PM
    Xavier was very professional and knowledgeabl. He made sure I understood the the process and everything went smoothl. it was a very positive experience
    Reply from Xavier Lovelace
    September 1st, 2026 01:51 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 1–10 of 92
    About
    Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience. We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    GoodLeap, LLC. 8781 Sierra College, Roseville, CA 95661, 844-227-2489, NMLS #30336. www.nmlsconsumeraccess.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4170047. Arizona Mortgage Banker License #0935960. Nevada –Nevada Mortgage Company License #4260. Oregon –Oregon Mortgage Lender License #ML-3256. Texas –Texas SML Residential Mortgage Loan Servicer Registration NMLS# 30336, Mortgage Banker Registration NMLS# 30336. Washington –LLC NMLS ID #30336 Washington Consumer Loan Company License #CL-30336. Florida- Florida Mortgage Lender Servicer License # MLD898. Colorado –Regulated by the Division of Real Estate. Mortgage Company Registration. Alabama -Alabama Consumer Credit License #22277. Idaho –Idaho Mortgage Broker/Lender License # MLB-8279. For a list of additional approved states we are licensed in see https://goodleap.com/licenses.