Whitney Oertel
Senior Mortgage Loan Officer | NMLS # 211253
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here t... Show More
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Whitney with Townebank was extremely professional and pleasant to work with! She was always on top of each step, was very patient with the many questions we had as first time homebuyers and was quick to respond no matter what time of day. I...
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Whitney helped me with and through all my questions and concerns quickly. Couldn’t have gotten through the process without her guidance! Closed quick in just over 2 weeks! Awesome. Thank you Whitney!!!!
Whitney was able to correct all mistakes made by previous loan officer such as giving proper information on loan details, refer us to a home insurance agent who set our homeowners insurance to better coverage. The fallout from bad info from...
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Whitney helped us transition from another loan officer into her skillful hands. She put us at ease whenever we had concerns. Whitney even found home owners insurance at a better rate than what my husband and I found. Thank you Whitney for everything!...
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Whitney Oertel has received a review with 5 star rating from SARAH R
Reply from Owner
January 9th, 2026 11:03 AM
Thank you Sarah!
Whitney became our loan officer halfway through our loan process after our other loan officer left the bank. She jumped in and the transition to working with her went smoothly. She was extremely helpful and responsive whenever I reached out...
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Whitney and team kept us informed of the status of our loan. They were very responsive to all of our questions. They stayed on top of everything we needed to close our loan. They were great.
Easy, constant communication, and the digital document upload made life easy
Whitney Oertel has received a review with 5 star rating from Ben H
Reply from Owner
January 9th, 2026 11:03 AM
Thank you Ben!
Whitney was fantastic and her communication was amazing! I will be recommending her to everyone I know! Thank you again!
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About
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here to answer your questions and share her knowledge and resources that will help you make informed decisions with confidence.
Whitney is committed to providing excellent customer service to her clients. She can help make your mortgage experience a very pleasant one!
Whitney has been a Mortgage Loan Officer for over 15 years and has worked in the real estate industry for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Towne Mortgage - Senior Mortgage Loan OfficerFeb 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 211253
Achievements
- Top Mortgage Professional by Virginia Living Magazine
- Five Star Mortgage Professional by Coastal Virginia Magazine
Hobbies
- Traveling
- Golf
- Home Decorating & Design
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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