

Whitney Oertel
Senior Mortgage Loan Officer | NMLS # 211253

Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here t... Show More
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Reviews from Web
Whitney and her team at Towne Mortgage are top notch and one of the best teams I have worked with. The team was diligent up until the close day to make sure that they met my timelines even after some last minute changes.I highly recommend Whitney...
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Reply from Owner
January 9th, 2026 11:03 AM
So glad! Thank you so much for your kind words. We are happy to help at any time!
Whitney Oertel has received a review with 5 star rating from Bruce S
Reply from Owner
January 9th, 2026 11:03 AM
Thank you so much, Bruce!
Whitney and the team were supportive and went to great lengths to close my loan as I had changed companies during the process. Whitney and the team reacted swiftly to get all the pertinent information to keep the closing on track. I would highly...
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The entire process from start to finish was amazing. Whitney was very attentive and informative from the first day.
Whitney was excellent from the very beginning. She was always available to call or email and responded very quickly. She was able to answer any questions we had and was very prompt with getting all paperwork done when we found the perfect home....
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Whitney Oertel has received a review with 5 star rating from Anna C
Reply from Owner
January 9th, 2026 11:03 AM
Thank you, Anna!
This was my 3rd time using Whitney - the first time she was a referral from our realtor, and the 2nd and 3rd were just a no brainer bc she made everything so easy! Especially this last go around since I had never refinanced and had a million...
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Whitney Oertel has received a review with 5 star rating from Tiffany A
Reply from Owner
January 9th, 2026 11:03 AM
Thank you, Tiffany!
Whitney answered my phone calls/texts at any hour and provided my with answers to all my questions. She was very helpful and I would recommend her to anyone going through this process.
Towne Bank "AKA Whitney" did a great job closing my loan! As a first time home buyer I can't imagine that it could have went any smoother or faster with any other loan agent. I highly recommend them!
Reply from Owner
January 9th, 2026 11:03 AM
Thank you!
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About
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here to answer your questions and share her knowledge and resources that will help you make informed decisions with confidence.
Whitney is committed to providing excellent customer service to her clients. She can help make your mortgage experience a very pleasant one!
Whitney has been a Mortgage Loan Officer for over 15 years and has worked in the real estate industry for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Towne Mortgage - Senior Mortgage Loan OfficerFeb 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 211253
Achievements
- Top Mortgage Professional by Virginia Living Magazine
- Five Star Mortgage Professional by Coastal Virginia Magazine
Hobbies
- Traveling
- Golf
- Home Decorating & Design
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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