

Whitney Oertel
Senior Mortgage Loan Officer | NMLS # 211253

Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here t... Show More
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Reviews from Web
Whitney did an amazing job to make sure things go smooth and quick. She was always available to answer any of my questions and guide me through the process. I appreciate everything you did, Whitney!
Communication and being available when needed
Great client communication. Answers all questions and explains what we needed very well. Made our first house buying process very easy!
Whitney is great at what she does. She helped me every step of the way!
Whitney is knowledgeable, personable, and knows exactly what has to be done. She literally has all the answers. She was patient with me through my own life transitions that delayed the process a bit, and navigated through the challenges I brought...
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Better communication between the different representatives of Towne Mortgage. Whitney was doing great.
Whitney Oertel has received a review with 5 star rating from Barbara H
Reply from Owner
January 9th, 2026 11:03 AM
Thank you, Barbara!
Whitney kept us informed, locked in most favorable interest rate and made everything run seamless. I already referred a family member.
We have had a few loan officers in the past, but none of them compare to the experience we had with Whitney. She made every step of the way easy and painless. From the application allowing is to submit documents from anywhere. Extremely convenient...
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Sorry for the typo! You were great to work with!
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About
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here to answer your questions and share her knowledge and resources that will help you make informed decisions with confidence.
Whitney is committed to providing excellent customer service to her clients. She can help make your mortgage experience a very pleasant one!
Whitney has been a Mortgage Loan Officer for over 15 years and has worked in the real estate industry for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Towne Mortgage - Senior Mortgage Loan OfficerFeb 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 211253
Achievements
- Top Mortgage Professional by Virginia Living Magazine
- Five Star Mortgage Professional by Coastal Virginia Magazine
Hobbies
- Traveling
- Golf
- Home Decorating & Design
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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