Whitney Oertel
Senior Mortgage Loan Officer | NMLS # 211253
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here t... Show More
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Whitney was always very helpful and there for us when we needed her 24/7
Whitney Oertel has received a review with 5 star rating from Dylan R
Reply from Owner
January 9th, 2026 11:03 AM
Thank you so much, Dylan!
Super friendly! Amazing communication! Quick with emails and phone calls!
Whitney was very good at navigating and explaining this process to me as a first time home buyer. I appreciate her going out of her way to contact different people to get the process finished!
Whitney provided straightforward guidance, anticipated needs well ahead of time, and a professional, courteous attitude.
Responsiveness and overall good communication
Whitney Oertel has received a review with 5 star rating from Nicole S
Reply from Owner
January 9th, 2026 11:03 AM
Thank you, Nicole!
She went above and beyond to ensure we got everything together that we needed in time. She was very personable and answered our questions promptly.
Whitney is absolutely wonderful to work with. Her professionalism and knowledge was very helpful throughout the whole process. We strongly recommend Whitney.
We actually switched lenders after we were already under contract because our previous one was so unresponsive and awful. We switched to Whitney and couldn’t have asked for better service. SO helpful and informative and top notch communication...
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About
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here to answer your questions and share her knowledge and resources that will help you make informed decisions with confidence.
Whitney is committed to providing excellent customer service to her clients. She can help make your mortgage experience a very pleasant one!
Whitney has been a Mortgage Loan Officer for over 15 years and has worked in the real estate industry for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Towne Mortgage - Senior Mortgage Loan OfficerFeb 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 211253
Achievements
- Top Mortgage Professional by Virginia Living Magazine
- Five Star Mortgage Professional by Coastal Virginia Magazine
Hobbies
- Traveling
- Golf
- Home Decorating & Design
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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