

Whitney Oertel
Senior Mortgage Loan Officer | NMLS # 211253

Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here t... Show More
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Reviews from Web
Whitney solved problems for me before I knew there were issues.
Reply from Whitney Oertel
July 18th, 2024 03:40 PM
Thank you! I was happy to help!
Whitney is a wonderful loan officer. She took the time to answer all of my questions no matter what time I texted or e-mailed her. There was always a quick response. We put offers in on a few properties and were denied, but Whitney was always...
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Ten out of ten! This was a great team to work with! They were super communicative and closing was a breeze!
Reply from Owner
January 9th, 2026 10:38 AM
I love it!!! Thank you, Mary. I'm so glad you had such a great experience. Wonderful clients like you, make it easy. Thank you!
Easy communication amd help with the whole in-fun process!
Such a GREAT experience! All of my questions were answered in a very timely manner and never had any concerns! Thank you Whitney!!
Overall experience. Signing paperwork overseas electronically could be challenging but Whitney helped us navigate through it and was always there to answer questions and help guide us along the way!
I was a first time home buyer with very little knowledge of the home mortgage process, let alone the VA loan process. The entire process was very easy to follow, with frequent updates as the process moved along. I never felt like I was left...
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Reply from Owner
January 9th, 2026 10:38 AM
Thank you, Paige! I'm so happy that we were able to work together and get you into your first home! Congratulations!
I was a first time home buyer with very little knowledge of the home mortgage process, let alone the VA loan process. The entire process was very easy to follow, with frequent updates as the process moved along. I never felt like I was left...
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Great communication! Easy to contact about any and all questions we had even though we were in different time zones!
Reply from Owner
January 9th, 2026 11:03 AM
Thank you, Peder! I'm so glad I was able to support you through this process!
Good communication!
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About
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here to answer your questions and share her knowledge and resources that will help you make informed decisions with confidence.
Whitney is committed to providing excellent customer service to her clients. She can help make your mortgage experience a very pleasant one!
Whitney has been a Mortgage Loan Officer for over 15 years and has worked in the real estate industry for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Towne Mortgage - Senior Mortgage Loan OfficerFeb 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 211253
Achievements
- Top Mortgage Professional by Virginia Living Magazine
- Five Star Mortgage Professional by Coastal Virginia Magazine
Hobbies
- Traveling
- Golf
- Home Decorating & Design
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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