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Wayne Palkovic - Sr Loan Officer | NMLS 201581 in Martinsburg, WV
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Wayne Palkovic

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Sr Loan Officer | NMLS 201581

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Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensi... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    E
    Erin B
    Falling Waters, WV
    Posted on January 13th, 2020 05:36 PM
    There was need for better communication on what was happening I did not know there was an app. I understand it was two busy people trying to communicate but I was very confused on what was going. There was also communication with my boss that...
    read more
  • FTP
    C
    Christopher H
    Gerrardstown, WV
    Posted on January 13th, 2020 10:39 AM
    Amazing customer service.
  • FTP
    J
    Jennifer H
    Shepherdstown, WV
    Posted on January 8th, 2020 01:55 PM
    Wayne answered all my questions , and I had a lot. Being a first time home buyer I expected to feel overwhelmed at times but Wayne and Laura guided me through the process and when all was said and done , I was left wondering why people say...
    read more
  • FTP
    R
    Robert W
    Bunker Hill, WV
    Posted on January 1st, 2020 05:00 PM
    Very nice guy!
  • FTP
    N
    Neal S
    Berkeley Springs, WV
    Posted on November 27th, 2019 01:52 AM
    Wayne was very patient, informative, understanding and flexible throughout our process purchasing our first home. He went above and beyond to answer all of my questions and made me feel comfortable throughout the entire process. I will definitely...
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  • FTP
    A
    Andrew C
    Charles Town, WV
    Posted on November 26th, 2019 12:20 PM
    This is our third loan we have financed with Wayne. He is super attentive to questions and stays on top of loan processes. I would and do recommend Wayne to anyone who asks.
  • FTP
    M
    Megan N
    Martinsburg, WV
    Posted on November 24th, 2019 08:15 PM
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    Joshua R
    Martinsburg, WV
    Posted on November 24th, 2019 02:27 AM
    .
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    Jessica R
    Martinsburg, WV
    Posted on November 21st, 2019 04:10 AM
    .
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    Christena P
    Martinsburg, WV
    Posted on November 2nd, 2019 07:33 AM
    Wayne has made the whole process so easy. He worked with us when we originally bought the house and we had such a good experience. When we refinanced, we received the same great service we knew we would! We are so excited about the results...
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    About
    Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensive home financing solutions with Embrace Home Loans. Wayne Palkovic has over 43 years of experience in the mortgage industry and is eager to put that knowledge to work for you. He has helped thousands of clients become homeowners and brings an in-depth knowledge of USDA, FHA, Conventional, VA, West Virginia Housing, Jumbo, and Conforming loans. Wayne understands how stressful and confusing the homebuying process can be. Contact Wayne today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
    Specialities
    FHA, VA, USDA, Conventional, Investment and First Time Buyers Loan
    Conventional, FHA, VA, USDA, WV Housing, Jumbo Loans and Non-Traditional Mortgage Loans
    Home Loans
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    Positions
    • Embrace Home Loans - Sr. Mortgage Loan Officer
      Sep 1st, 2013 - Current
    Memberships
    • Eastern Panhandle Board of Realtors - Associate Member
    • Certified Mortgage Advisor
    • National Mortgage Professional Magazine - Past Best Military Originator
    Addresses and Serving Areas

    Year Started

    1980

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 201581
    Gallery
    Wayne Palkovic - Gallery Photo
    Wayne Palkovic - Gallery Photo
    Wayne Palkovic - Gallery Photo
    Videos
    video
    Awards
    Best VA Loan Speci...
    Certified Mortgage...
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Fishing
    • College Football
    • Fishing, Sports, Travel, Spending time with family
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.