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Walter Cortes, Ruoff Mortgage - Loan Officer in Elkhart, IN

Walter Cortes, Ruoff Mortgage

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Loan Officer

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Vincennes University
Vincennes University
At Ruoff Mortgage, we understand that the journey to homeownership is unique for every client, and we’re here to help you navigate that path with ease and confidence. With over 20 years in the real estate industry, I specialize in offering...... Show More
Company Logo
Vincennes University
Vincennes University
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Overall Ratings
4.99
(17)
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Reviews from Web
  • 5.0
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    Kaylee H
    Posted on May 22nd, 2026 11:49 AM
    Working with Walter is always a great experience. He stays on top of things and communicates efficiently. 100% recommend!
    Reply from Owner
    May 26th, 2026 02:43 PM
    "Thank you for the wonderful review! I truly appreciate your trust and the opportunity to work with you. My goal is always to keep my clients informed and make the mortgage process as smooth as possible. I'm grateful for your recommendation...
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  • 5.0
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    Delmar M
    Posted on March 5th, 2026 04:08 PM
    Walter Cortes, Ruoff Mortgage has received a review with 5 star rating from Delmar M
    Reply from Owner
    March 16th, 2026 10:20 AM
    I appreciate your positive feedback, Delmar. Thank you for the five-star rating. If you ever need assistance in the future, feel free to contact me.
  • 5.0
    Encompass
    D
    Delmar V M
    Middlebury, IN
    Posted on March 5th, 2026 04:08 PM
    Walter was sure to listen to our needs and wants and figute out how to make it happen
    Reply from Walter Cortes, Ruoff Mortgage
    March 5th, 2026 04:25 PM
    It's great to know that I was able to understand your needs and wants and help make things happen for you, Delmar. If there's anything more I can do, please don't hesitate to let me know. Thank you for working with Ruoff Mortgage!
  • 5.0
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    Amber H
    Posted on January 22nd, 2026 05:00 PM
    Walter was great to work with! Quick responses and such a huge help! Highly recommend and will be going back to him when rates drop to refinance
    Reply from Owner
    January 23rd, 2026 05:55 PM
    Amber Thank you for the great review! I really appreciate the trust you placed in me and I’m glad I could be a big help throughout the refinance process. I’ll be keeping an eye on rates and would love to work with you again when the opportunity...
    read more
  • 5.0
    Encompass
    A
    Amber N H
    Wakarusa, IN
    Posted on January 22nd, 2026 04:18 PM
    Walter was so great to work with. Kept me up to date and answered all questions I had.
    Reply from Walter Cortes, Ruoff Mortgage
    January 22nd, 2026 04:39 PM
    Amber, thank you so much for your kind words and for trusting me as your mortgage lender! It was truly a pleasure helping you through your refinance, and I’m grateful for the opportunity to work with you. Wishing you all the best, and please...
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  • 5.0
    Encompass
    M
    Michael C
    Elkhart, IN
    Posted on October 23rd, 2025 05:01 PM
    Everything went smooth and according to plan Great job
    Reply from Walter Cortes, Ruoff Mortgage
    October 23rd, 2025 07:05 PM
    I'm pleased to hear that everything went smoothly and according to plan, Michael. It’s important to me to ensure a seamless process for every client. Thank you for your feedback, and if there's anything else you need, feel free to reach out....
    read more
  • 5.0
    google
    L
    Leslie C
    Posted on October 20th, 2025 08:11 PM
    Walter Cortes, Ruoff Mortgage has received a review with 5 star rating from Leslie C
    Reply from Owner
    October 22nd, 2025 06:17 PM
    Thank you for rating your experience with me. If you ever need further assistance, I'm here to help.
  • 5.0
    Encompass
    L
    Leslie A C
    Elkhart, IN
    Posted on October 20th, 2025 07:48 PM
    Walter was great!
    Reply from Walter Cortes, Ruoff Mortgage
    October 20th, 2025 07:53 PM
    Thank you for the review! It was my pleasure helping you navigate the financing on your new home purchase.
  • 5.0
    Encompass
    J
    Jeffrey A H
    Goshen, IN
    Posted on September 25th, 2025 03:43 PM
    Constant updates
    Reply from Walter Cortes, Ruoff Mortgage
    September 25th, 2025 04:07 PM
    Jeffrey it was my pleasure working with you to close on your forever home! Congratulations!!!
  • 5.0
    google
    E
    Emily P
    Posted on June 30th, 2025 08:28 PM
    Working with Walter Cortes was a fantastic experience! He was professional, knowledgeable, and made the mortgage process feel easy and stress-free. Walter kept me informed every step of the way and was always available to answer my questions....
    read more
    Reply from Owner
    July 11th, 2025 07:06 PM
    Thank you for your Review! It was my pleasure working with you both to get your loan goals accomplished!
  • 10 of 17
    About
    At Ruoff Mortgage, we understand that the journey to homeownership is unique for every client, and we’re here to help you navigate that path with ease and confidence. With over 20 years in the real estate industry, I specialize in offering tailored mortgage solutions to meet the diverse needs of my clients. Whether you’re a first-time homebuyer, refinancing, or looking to renovate, I’m here to guide you through every step of the process. Offering a variety of loan options including conventional, FHA, VA, USDA, and renovation loans. My mission is to help you achieve your ultimate goal of homeownership, and I’ll be with you every step of the way. Let’s make your dream home a reality. Contact me today to get started! Hablo Español
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    First Time Homebuyers
    Conventional
    VA
    Reverse Mortgages
    Cash out refinance
    Licensed in Indiana and Michigan
    FHA Financing
    USDA
    529
    /850
    Search Rank Score
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    Education
    • Vincennes University
      Criminal Justice/Law Enforcement Administration
      Associate's Degree
      Vincennes University logo
    Positions
    • Ruoff Mortgage - Loan Officer
      Jan 10th, 2025 - Current
    Memberships
    • Elkhart County Board of Realtors
    • NMLS Member
    • DAV Member
    • View All
    Addresses and Serving Areas

    Year Started

    1997

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 2372599
    Gallery
    Walter Cortes, Ruoff Mortgage - Gallery Photo
    Walter Cortes, Ruoff Mortgage - Gallery Photo
    Achievements
    • 2020 Vendor of the Year
    Hobbies
    • Hablo Español
    • Church and Community Events
    • Baseball
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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