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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Reviews from Web
Virginia is the best mortgage broker we ever worked with. Looking forward to more transactions.
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
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Virginia is part of my team and works to make it happen!
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia was very friendly, courteous, and professional. I would recommend her to everyone. Thank you Virginia.
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
She was fast on point and got the job done in a timely manner . She was unexpectedly fast.
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Very professional very kindly very knowledgeable. Great person to work with. Thank you
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Very professional
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Overall transaction
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Everything
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Everything was done just as described, no stone was unturned. Our loan was prepared and processed just as promised. Never did we have to worry or we unable to understand the processes as our loan was being prepared. Great Job!
Reply from Virginia Fargo
April 28th, 2022 05:51 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia provided us with top notch service for our original and refinance loans. She’s proactive, attentive, very personable, and professional. We are so glad she’s been our loan guide through what can be a very daunting and complicated process....
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Reply from Virginia Fargo
April 28th, 2022 05:52 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Gallery
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+6
Videos
Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.