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Vince Kruse - USA Mortgage - Mortgage Loan Originator in O Fallon, MO

Vince Kruse - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Patrick K
    Eureka, MO
    Posted on September 1st, 2018 04:12 PM
    Vince is the best
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    Daniel P
    Saint Louis, MO
    Posted on August 23rd, 2018 05:14 AM
    I had several credit issues and Vince coached me what I needed to get approved. I did what he suggested and six months later I had the loan I wanted all because of him. Thanks Vince!
  • Zillow
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    Dwight L
    Arnold, MO
    Posted on August 7th, 2018 12:00 AM
    Vince Cruz is very knowledgeable about various financing programs out there, he does all the leg work and then explains all your options in easy to understand terms. After running into a late fouled title issue, Vince stayed late clearing it...
    read more
    Reply from Owner
    August 9th, 2018 12:00 AM
    Thanks Dwight! Much appreciated! I'm just glad I was able to pitch in and help!
  • Encompass
    K
    Kristen M
    Arnold, MO
    Posted on August 6th, 2018 07:00 PM
    I highly recommend Vince he was very friendly from the very beginning and answered all of our questions that we had promptly. A few days before our closing they found out that there was an issue with our purchase homes title, bent handle it...
    read more
  • Encompass
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    Dwight L
    Arnold, MO
    Posted on August 4th, 2018 03:01 AM
    Vince and his team were very knowledgeable and professional. They made a very painful process enjoyable. He was very attentive and replied extremely fast to any questions that arose. I would highly recommend him and and his team to anyone in...
    read more
  • Encompass
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    Matthew G B
    SAINT CHARLES, MO
    Posted on August 3rd, 2018 10:15 PM
    just made everything incredibly easy. IT was all turn key once i uploaded my documents. Not to mention the Heloc loan that just used all the same information as well from my mortgage with no extra paperwork or headache. Just smooth as glass...
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  • Encompass
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    Derek J
    New Haven, MO
    Posted on August 3rd, 2018 07:14 PM
    We could not have gotten into the house we have if it were not for him and Ryan Storie. The process of buying a house with them was so easy it’s unbelievable. I was able to get my dream house because of those 2 gentleman. We highly recommend...
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  • Encompass
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    Rebecca O
    Ballwin, MO
    Posted on August 3rd, 2018 02:15 PM
    Vince was incredibly knowledgeable, communicative, and everything was done timely. We were blown away by the ease of this closing. It does not even compare to our previous home purchase. Vince was wonderful and I can’t say enough about our...
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  • Encompass
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    James M
    Ballwin, MO
    Posted on August 3rd, 2018 11:14 AM
    Communication. Professionalism. Availability.
  • Zillow
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    Matt B P
    Ballwin, MO
    Posted on August 3rd, 2018 12:00 AM
    5 stars. Always available for questions and provided clear explanations that were easy to understand. Lines of communication were always open, use of online portal and DocuSign technology made the process very easy.
    Reply from Owner
    August 6th, 2018 12:00 AM
    Thanks Matt and Congratulations on your amazing new home! It is great to have you guys back in town!!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage, Refinance, DSCR, Renovation, VA, USDA, FHA, MHDC, Down payment assistance, First time buyer, ESOP
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    View All
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    Positions
    • USA Mortgage - Account Executive
      Jun 1st, 2012 - Current

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 958141
    Hobbies
    • Running
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.