

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vik was extremely helpful. He was friendly, knowledgeable and made this process a smooth one. Vik responded quickly to my questions or concerns and explained everything each step of the way.
As a 1st time home buyer, I was lost! Vik Patel was incredibly helpful, patient, and knowledgeable. His response time to questions was nearly instant!
Vik was always patient with me, a very good listener offering meaningful advice and counsel. Vik was positive, straightforward, honest, sincere and genuine. We will recommend Vik to our friends and family
Vikram was great. He always responded quickly and answered all our questions. Made us feel at ease with the entire process. We would definitely recommend him to anyone we know!
Vik was great! Very knowlegable. Always available when I had questions especially on the weekends when I wanted to put in a bid on a home! Very responsive. I highly recommend Vik Patel as your next mortgage rep!
Vik and his team at Annie Mac were simply outstanding. I was always told by other banks that I can’t get a mortgage due to my credit profile. Vik told me that shouldn’t be a problem and that I can still get a mortgage for a primary home with...
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As first time home buyers, this was a very new process for us, but having Vik working with us made the whole process that much easier! He was an amazing contact to help us throughout, being extremely knowledgeable and happy to give advice and...
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Our mortgage broker, Vikram, did an excellent job in providing his services. Always on top of every step of the process and constantly keeping us informed. Most impressively, he cooperated with us to ensure we closed within 3 weeks as desired....
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It was an absolute pleasure to work with Vik. He and his team were very helpful during the entire process. We are the first time home buyers but Vik explained everything thoroughly and made our journey through the cumbersome purchase process...
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When used Anniemac when we purchased our 1st home in 2015. Years later looking to do an addiction to our home since we had such a great experience we decided to go with Anniemac again the person who helps us no longer with the company mostly...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.