

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I was extremely pleased with the service I received from Vik and his associates. He is very professional but very personable. He explained everything thoroughly and In layman’s terms, which made me feel comfortable and confident with the process....
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The process was very comfortable and went with ease
Very thorough with providing answers to questions. Very responsive whenever needed. Made the whole process simple, quick and easy. I would definitely use VIK again in the future.
Vikram was polite, communicative and highly helpful. Above and beyond what my expectations were, especially after having to cancel with a prior lender due to an awful experience, Couldn't have been happier with the decision to go with Vikram,...
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Working with Vikram was better than I could have ever expected. He was polite, communicative, and beyond helpful. Would highly recommend! I had previously been working with another lender on a refinance and that company was an awful experience....
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This was my first time buying a house and Vikram was so helpful and kind. He is extremely knowledgeable and also was always available when we had any questions. I would definitely recommend Vikram to someone in similar situation.
Everything explains great, we called anytime and get answers, good job 👍
Vikram Patel was an excellent lender to work with very kind and understanding. He made the home buying process go very smooth would highly recommend him to anyone.
Vikram was very knowledgable, communicative and helpful throughout our mortgage refinance process. I would highly recommend him to friends and family. Thanks again Vik!
Vikram and his team helped my partner and I with our first home purchase. He was able to determine our strengths and weaknesses to help guide us through loan paperwork. Our loan was processed and approved relatively quick even with Covid being...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.