

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great Team!
My husband and I had a fantastic experience working with Vikram Patel and his team. They were extremely capable and supportive throughout the whole process. The service and personal attention we received from Vikram was exceptional and beyond...
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Vick is very knowledgeable and helpful in every step of the mortgage process. He is very patient , detail orientated and on point with entire process. All I can say is I could have never found a better mortgage officer.
My lender seems to be reliable ,as soon i reached out to him I would get a prompt response. Which encourages me to keep working with him.He would explain where we in the process and what i should expect and when.He seem very knowledgeable and...
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Communication is the key!
Mr. Vikram was prompt in his responses and guided us all the way until the completion of Mortgage Closing. Though there were the usual delays, client-vendor acrimonious issues processing the Mortgage refinancing, Mr. Vikram handled the issues...
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Vik provided superior service and guidance throughout the entire transaction! Thank you Vik!
Vikram is very experienced and extremely helpful when obtaining a house mortgage. I have been dealing with Vikram for quiet some time and over years his guidance throughout this process of getting our home mortgage has been vital and very helpful...
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Vikram made the process simple and easy to understand. He was helpful along each step of the process and responded quickly to any questions. Will definitely recommend to family and friends.
Vik was great and communicated at each step. The refinance went very smooth and quick. He provided options that better suited me and explained the benefits of each. I would definitely use him in the future.
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.