

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vic is always available, on his game and get things done.
Timely closing
Vik was very responsive and a phone call away whenever I needed help or clarification on anything . He was great to work with and I will definitely recommend him to all my family and friends !
We were first time home buyers looking to buy since last year. The biggest challenge for us was to understand what we could afford. We worked with a few lenders last year and no one could give us a clear picture even after a credit check. This...
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Thank you so much for helping me refinance my house!! You made this transaction so much easier for me by telling me exactly what I needed to present to the bank as well as guiding my step by step. Thank you again for all your help! I highly...
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This was my first home purchase in a market, where getting VA offers with Zero down payments accepted by sellers is extremely tough. Vik was able to get me approved for Annie Mac’s Cash to Keys Program for Veterans and thru this program, I...
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Even though there was hurdles to overcome, Vik was on top of them for me and our client.
Very cooperative and Custmer care explained appropriately what to do and what needs so over all excellent .
Vikram was always available and kept me informed throughout the entire process. Couldn't have asked for a better LO.
Vik was always ready and there for us if he have questions and doubts. We get the most advice we need in order for us to understand everything before making the decision. Vik and his team showed very quick resposes to every issues we have.
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.