

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vikram is highly professional, knowledgeable and responsive. He’s helped us with a couple of loans over the past few years and we have always been very pleased. He’s always looking out for customers best interests and that makes him an excellent...
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I'm impressed by Vikram's knowledge of home mortgages and the entire buying process from start to finish. I could rely on his input as he was very open, logical, and honest with his answers. There were a few problems with the purchase, but...
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I was referred to Vikram, through a friend of mine. He is really through with all mortgage processes. He lets you know in advance about the smallest details and does really a good job in explaining all the nitty gritty regarding home mortgage...
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Vikram and his team went above and beyond to make our dream home a reality! My family used Annie Mac’s Cash for Keys program and Vikram expertly helped us navigate the process from start to finish.
Vikrambhai made our buying home so easy and smooth I couldn't believe it! He is very knowledgeable person and keep me in good communication letting me know what he needed.
Vik always have the best solution for my clinets
Vikram was great to deal with. He made things easy to understand and responded quickly to any questions throughout the stressful process of buying the home during a hot market. Would recommend Vikram Patel to anybody who wants to be a homeowner....
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I would highly recommend Vikram for his polite and patient way of handling my concerns. He always returned my phone calls and texts too. His staff are gems and were also very professional as well as approachable. This was a difficult process...
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Vik is very in knowledgeable. He guided me during a car buying process that unexpectedly NEEDED, in the middle of us searching for a house. Vik was with us from the beginning of the process and still checks on us 2 months after closing.
Buying a home is a very stressful process especially when selling your current home at the same time. My realtor introduced me to Vik and the buy now sell later program and it was the best decision we could make. Vik was very professional,...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.