

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vik goes above and beyond exceeding all expectations. He always keeps you up to date on all details throughout the entire transaction. Vik comes up with creative solutions to ensure a positive outcome for all involved! I highly recommend Vikram...
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We are glad had a GREAT experience.
Excellent work by Vik.
Vikram has been great help at every single step of the process. Answered all the questions with great detailed explanations. 100% recommended for mortgage requirements.
Vik made the process very smooth for me. Thank you for being there to address all my questions, and appreciate your patience to handle my naive questions too 🙂
Vikram went above and beyond to get us the best rate available for our first home purchase. He’s knowledgeable and answered all our questions with details and recommended possible solutions for future purchases. I highly recommend him to any...
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I would definitely recommend Vikram he is the best for mortgage needs. Vikram had been always there whenever I had questions or doubts he helped me through all the steps with detailed explanations of the terms and conditions. Vikram is man...
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A family member referred his name over to me when I started my loan process and was having issues with someone else. I spoke to Vikram regarding my issue and was very helpful and professional throughout the process.
A family member referred his name over to me when I started my loan process and was having issues with someone else. I spoke to Vikram regarding my issue and was very helpful and professional throughout the process.
It was a great experience dealing with Vik and his team. Every question and concerns was dealt with asap.Definitely will will work with him again and refer him to family and friends.
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.