

Victor Millington
Loan Officer

Top-producing mortgage leader with over 20 years of experience helping families achieve homeownership and mentoring high-performing lending teams. Passionate about delivering exceptional customer experiences, building strong relationships, ... Show More
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Nate Thomas was excellent - he gave us great advice and we truly felt like we were in great hands. We felt like he gave us honest advice and always answered us super fast. Will definitely recommend Vic and his team to anyone looking for a lender!...
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Home buying can be a scary intimidating experience but from the first point of contact it was made to feel not just doable, but easy. Being able to use the app to submit documents and do the majority of signing online was fantastic, but we...
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Brandon was absolutely amazing! As first time home buyers, it was stressful and scary. But Brandon was so patient and ready to answer any questions we had.
Very good communication and comittment to stay on schedule
Vic and his team were amazing. Brandon is such a nice, down to earth guy and really made me feel at ease from the first time we chatted. Then Kenny is a total underwriting pro and helped me understand that process much better. Vic was behind...
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Reply from Victor Millington
May 29th, 2026 09:36 PM
We are thrilled to hear about your positive experience with Vic and his team at Synergy One Lending, Inc. It's wonderful to know that Brandon and Kenny provided you with the support and clarity you needed. We strive to ensure a seamless process...
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This was the best experience I've ever had with a lender! Nate specifically was amazing to work with. He went above and beyond always being available for a call or text and he set me up with the best realtor I have ever worked with. You guys...
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Reply from Victor Millington
May 29th, 2026 09:36 PM
We are thrilled to hear about your exceptional experience with our team at Synergy One Lending, Inc. It's wonderful to know that Nate exceeded your expectations and that you found our services so valuable during your home buying journey. We...
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The professionalism and transparency throughout the proces.
Reply from Victor Millington
May 29th, 2026 09:36 PM
We are thrilled to hear about your positive experience with Vic Millington at Synergy One Lending, Inc. Your feedback on the professionalism and transparency provided is greatly appreciated, and we are pleased to have met your expectations....
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High level of communication. This was our first time buying a home, and we didn't know what to expect. Every step in the process, it was clear what we needed to do. I worked with Nate Thomas and Kenny Brosch, and they were both excellent, especially...
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Reply from Victor Millington
May 29th, 2026 09:36 PM
We are thrilled to hear about your positive experience during your first home-buying journey. Effective communication is a priority for us, and we're glad Nate Thomas and Kenny Brosch were able to assist you so well. It's great to know that...
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Vic and his team made the process very seamless for me. As a first time home owner they put a lot of my worries at ease.
Reply from Victor Millington
May 29th, 2026 09:36 PM
We are delighted to hear that Vic and his team provided you with a seamless experience at Synergy One Lending, Inc. Assisting first-time homeowners is something we take pride in, and we are pleased that your worries were put at ease. Thank...
read more
The team was truly amazing
Reply from Victor Millington
May 29th, 2026 09:36 PM
We are thrilled to hear that you found our team truly amazing. Your satisfaction is very important to us, and we appreciate your positive feedback. Thank you for choosing Synergy One Lending, Inc.
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About
Top-producing mortgage leader with over 20 years of experience helping families achieve homeownership and mentoring high-performing lending teams. Passionate about delivering exceptional customer experiences, building strong relationships, and creating innovative solutions that make the homebuying process simple, transparent, and successful.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Self-Employed Mortgages
Specialities
Team Leadership
Business Development
First-Time Homebuyers
Down Payment Assistance Programs
Realtor Partnerships
Sales Coaching
Consumer Direct Lending
Customer Experience
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Positions
- Luminate Bank - Branch ManagerMar 18th, 2026 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #177408
- FDIC BANK - All States
Hobbies
- Hockey
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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