

Victor Millington
Loan Officer

Top-producing mortgage leader with over 20 years of experience helping families achieve homeownership and mentoring high-performing lending teams. Passionate about delivering exceptional customer experiences, building strong relationships, ... Show More
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Everything about the home buying process with Academy Mortgage and Victor Millington's team was top notch. From pre-qualification to the end, the entire team was incredibly helpful and knowledgeable. They took so much stress out of the process...
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Victor and the entire staff at Academy were top notch. They handled a difficult situation with ease and made things simple, smooth and easy to deal with. They are a very responsive team, got everything wrapped up in less than 2 weeks. A pleasure...
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In a word, outstanding. Best choice we could have made. Victor and the entire staff at Academy were a pleasure to work with. We closed our loan earlier than expected and are moving in to our new home and couldn't be happier.
I was using another lender that I was fed up with and was referred to Victor. The experience was night and day. Even though I changed lenders late in the game... he started over and got my home closed in under 2 weeks. Victor is on his game...
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This is the second time that I've had the pleasure of working with Victor. After having such a hard time with our original Lender, we were referred to Victor by our Realtor. He made everything after that easy for us to not hesitate to go through...
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I have to review Academy Mortgage and my experience for two reasons. First to thank them for everything and then to highly recommend them. This was by far the easiest process in a home loan I have ever experienced! Victor Millington and Michelle...
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Victor and Michelle did an extradonary job from start to finish with our home loan. They are extremely knowledgable on the entire process. They are both motivated and eager to answer every one of your questions. Don't waste your time going...
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We were down to the last 2 weeks before closing and the previous lender was not very honest. So our realtor suggested Academy and right away after contact was made It was like a breath of fresh air. Michelle VanEvery made the transition to...
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Although needless to say VERY stressful, I would recommend Victor to everyone. He and his assistant Michelle were more than thorough. They were responsive and kept us in the loop through the entire experience. With both Victor and Michelle...
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As a first-time home buyer, I had no idea what to expect. Victor walked me through the whole process. I received weekly emails/videos during each step of the process on where we were at and what to expect next. He is very knowledgable in his...
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About
Top-producing mortgage leader with over 20 years of experience helping families achieve homeownership and mentoring high-performing lending teams. Passionate about delivering exceptional customer experiences, building strong relationships, and creating innovative solutions that make the homebuying process simple, transparent, and successful.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Self-Employed Mortgages
Specialities
Team Leadership
Business Development
First-Time Homebuyers
Down Payment Assistance Programs
Realtor Partnerships
Sales Coaching
Consumer Direct Lending
Customer Experience
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Positions
- Luminate Bank - Branch ManagerMar 18th, 2026 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #177408
- FDIC BANK - All States
Hobbies
- Hockey
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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