

Victor Millington
Loan Officer

Top-producing mortgage leader with over 20 years of experience helping families achieve homeownership and mentoring high-performing lending teams. Passionate about delivering exceptional customer experiences, building strong relationships, ... Show More
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Vic and Nate are very personable Yhanks for everything
Reply from Victor Millington
May 29th, 2026 09:36 PM
So glad to hear you had a positive experience, Karis! Nate and I enjoyed working with you too. We truly appreciate your 5-star rating and your trust in Synergy One Lending, Inc. Let us know if there's anything else we can assist you with in...
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Vic and his team made the process so smooth and uneventful that I was amazed at the service my wife and I received...Thx Vic....
Reply from Victor Millington
May 29th, 2026 09:36 PM
Really appreciate your kind words, Charlton. It was a pleasure working with you and your wife. My team and I strive to make the lending process as smooth as possible for our clients. We're thrilled to know we exceeded your expectations. Looking...
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Transaction was as smooth as it could get. He gave me a good pizza place recommendation. Personable.
Reply from Victor Millington
May 29th, 2026 09:36 PM
Thrilled to hear that your transaction went smoothly, Matthew! Happy you enjoyed the pizza place. I'm here to make your experience with Synergy One Lending, Inc. as comfortable and seamless as possible. If you ever need any more recommendations...
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The team was very professional! The worked with us in helping us understand the process and made it an enjoyable experience!!
Reply from Victor Millington
May 29th, 2026 09:36 PM
I'm delighted to hear that you found our team at Synergy One Lending, Inc. to be professional and helpful. We pride ourselves on making complex processes understandable and enjoyable for our customers. Your positive feedback and 5-star rating...
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The home buying process was a smooth experience. Vic and his team were very patient and responsive when it came to answering any questions. I always felt heard.
Reply from Victor Millington
May 29th, 2026 09:36 PM
It's wonderful to hear that you had a smooth home buying experience, Stacey. My team and I make it a priority to be patient, responsive, and ensure your concerns are always heard. Your positive feedback means a lot to us here at Synergy One...
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Fast and efficient
Reply from Victor Millington
May 29th, 2026 09:36 PM
I appreciate the positive rating and your feedback, Jessica. I'm glad to hear that you found our process at Synergy One Lending, Inc. to be fast and efficient. Your satisfaction is our priority, so we will continue to strive for excellence...
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Quick response time and extensive availability
As first-time homeowners, my husband and I were navigating uncharted territory, but Vic made the entire process smooth and educational. His deep knowledge and exceptional communication truly set him apart. Without his guidance, we might have...
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Vic was so helpful with making this process go smooth and educational for my wife and I as first time homeowners. He was very knowledgeable and the communication was exceptional throughout the process. If it weren’t for Vic, my wife and I would...
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Wonderful team to work with. My buyer had tried a couple other lenders before you guys. Your team worked with my buyer to help them figure out what they can do to buy the home they wanted. Truly a great team who cares for the clients they serve!...
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About
Top-producing mortgage leader with over 20 years of experience helping families achieve homeownership and mentoring high-performing lending teams. Passionate about delivering exceptional customer experiences, building strong relationships, and creating innovative solutions that make the homebuying process simple, transparent, and successful.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Self-Employed Mortgages
Specialities
Team Leadership
Business Development
First-Time Homebuyers
Down Payment Assistance Programs
Realtor Partnerships
Sales Coaching
Consumer Direct Lending
Customer Experience
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Positions
- Luminate Bank - Branch ManagerMar 18th, 2026 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #177408
- FDIC BANK - All States
Hobbies
- Hockey
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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